Friday, August 10, 2007
BUENAS NOTICIAS PARA LOS NUEVOS COMPRADORES SE REGISTRA BAJA DE INTERESES HIPOTECARIOS
JOSE RAUL MARRERO
LUXURY REALTY
BUENOS DIAS
DEBIDO A LA TURBULENCIA REGISTRADA EN LOS MERCADOS BURSATILES LA INDUSTRIA HIPOTECARIA REFLEJA VENTAJAS ADICIONALES A LOS COMPRADORES. UNA NUEVA BAJA EN LA TAZA DE INTERES HIPOTECARIO A LOS PRESTAMOS DE 30 ANOS SE PRODUCE EN ESTOS MOMENTOS.
A CONTINUACION EL DETALLE DE LA NOTICIA.
WASHINGTON (AP) – Aug. 10, 2007 – Rates on 30-year mortgages sank this week to their lowest point in two months, a dose of good news for people thinking about buying a home.
Freddie Mac, the mortgage company, reported Thursday that 30-year, fixed-rate mortgages averaged 6.59 percent. That was down from 6.68 percent last week and was the lowest since early June, when rates stood at 6.53 percent.
The moderation is a piece of welcome news for prospective homebuyers, some of whom also have been faced with a situation of harder-to-get credit. In mid-June, rates on 30-year mortgages had climbed to 6.74 percent, an 11-month high.
Mortgages rates have ebbed as recent stock market turbulence has prompted investors to plow money into bonds, driving down rates on bonds. That, in turn, has pushed down rates on mortgages, which have eased amid signs the economy is growing gradually and hiring has cooled off a bit. The unemployment rate inched up to 4.6 percent in July, a six month high.
Rates on 15-year fixed-rate mortgages, a popular choice for refinancing, also moved lower this week. They dropped to 6.25 percent, from 6.32 percent last week. Rates on one-year adjustable-rate mortgages also fell to 5.65 percent, compared with 5.69 percent last week.
However, rates on five-year adjustable-rate mortgages rose this week to 6.33 percent, from last week's average of 6.29 percent.
The mortgage rates do not include add-on fees known as points. Thirty-year and 15-year mortgages each carried a nationwide average fee of 0.4 point. Five-year and one-year ARMs each carried an average fee of 0.5 point.
A year ago, rates on 30-year mortgages stood at 6.55 percent, 15-year mortgages were at 6.20 percent, five-year adjustable-rate mortgages also averaged 6.21 percent and one-year ARMs were at 5.69 percent.
After a five-year boom, the housing market fell into a slump last year. Sales turned weak as did home prices. The slump is expected to drag on probably through the rest of this year.
Worries that the housing slump will worsen and that credit problems in the home mortgage market will spread, possibly hurting the broader financial system and the overall economy, have fed turmoil on Wall Street. Stocks have been swinging wildly in recent weeks.
Problems first sprouted in the market for higher-risk mortgages, which are held by people with tarnished credit histories. But some problems have spilled over to more creditworthy borrowers.
Home foreclosures, meanwhile, have climbed to record highs.
As a result, lenders have been tightening credit standards, making it harder for some people to find financing for big-ticket purchases, such as homes and cars.
The National Association of Realtors on Wednesday lowered its forecast for sales of existing homes – a big chunk of the housing market. It predicted sales would total 6.04 million this year, which would be the lowest level since 2002. A previous forecast had projected sales of 6.11 million for this year.
PARA CUALQUIR DUDA O PREGUNTA PUEDE COMUNICARSE DIRECTAMENTE CON NUESTRAS OFICINAS AL 407-436-5140
TODOS SOMOS GUERREROS DE LUZ
PATROCINA FAMILY FREEDOM COUNSELING
WWW.FAMILYFREEDOMCOUNSELING.COM
YA ESTA DISPONIBLE EL LIBRO EN BUSQUEDA DEL PADRE QUE AMO EN SU TIENDA BORDERS FAVORITA.
LUXURY REALTY
BUENOS DIAS
DEBIDO A LA TURBULENCIA REGISTRADA EN LOS MERCADOS BURSATILES LA INDUSTRIA HIPOTECARIA REFLEJA VENTAJAS ADICIONALES A LOS COMPRADORES. UNA NUEVA BAJA EN LA TAZA DE INTERES HIPOTECARIO A LOS PRESTAMOS DE 30 ANOS SE PRODUCE EN ESTOS MOMENTOS.
A CONTINUACION EL DETALLE DE LA NOTICIA.
WASHINGTON (AP) – Aug. 10, 2007 – Rates on 30-year mortgages sank this week to their lowest point in two months, a dose of good news for people thinking about buying a home.
Freddie Mac, the mortgage company, reported Thursday that 30-year, fixed-rate mortgages averaged 6.59 percent. That was down from 6.68 percent last week and was the lowest since early June, when rates stood at 6.53 percent.
The moderation is a piece of welcome news for prospective homebuyers, some of whom also have been faced with a situation of harder-to-get credit. In mid-June, rates on 30-year mortgages had climbed to 6.74 percent, an 11-month high.
Mortgages rates have ebbed as recent stock market turbulence has prompted investors to plow money into bonds, driving down rates on bonds. That, in turn, has pushed down rates on mortgages, which have eased amid signs the economy is growing gradually and hiring has cooled off a bit. The unemployment rate inched up to 4.6 percent in July, a six month high.
Rates on 15-year fixed-rate mortgages, a popular choice for refinancing, also moved lower this week. They dropped to 6.25 percent, from 6.32 percent last week. Rates on one-year adjustable-rate mortgages also fell to 5.65 percent, compared with 5.69 percent last week.
However, rates on five-year adjustable-rate mortgages rose this week to 6.33 percent, from last week's average of 6.29 percent.
The mortgage rates do not include add-on fees known as points. Thirty-year and 15-year mortgages each carried a nationwide average fee of 0.4 point. Five-year and one-year ARMs each carried an average fee of 0.5 point.
A year ago, rates on 30-year mortgages stood at 6.55 percent, 15-year mortgages were at 6.20 percent, five-year adjustable-rate mortgages also averaged 6.21 percent and one-year ARMs were at 5.69 percent.
After a five-year boom, the housing market fell into a slump last year. Sales turned weak as did home prices. The slump is expected to drag on probably through the rest of this year.
Worries that the housing slump will worsen and that credit problems in the home mortgage market will spread, possibly hurting the broader financial system and the overall economy, have fed turmoil on Wall Street. Stocks have been swinging wildly in recent weeks.
Problems first sprouted in the market for higher-risk mortgages, which are held by people with tarnished credit histories. But some problems have spilled over to more creditworthy borrowers.
Home foreclosures, meanwhile, have climbed to record highs.
As a result, lenders have been tightening credit standards, making it harder for some people to find financing for big-ticket purchases, such as homes and cars.
The National Association of Realtors on Wednesday lowered its forecast for sales of existing homes – a big chunk of the housing market. It predicted sales would total 6.04 million this year, which would be the lowest level since 2002. A previous forecast had projected sales of 6.11 million for this year.
PARA CUALQUIR DUDA O PREGUNTA PUEDE COMUNICARSE DIRECTAMENTE CON NUESTRAS OFICINAS AL 407-436-5140
TODOS SOMOS GUERREROS DE LUZ
PATROCINA FAMILY FREEDOM COUNSELING
WWW.FAMILYFREEDOMCOUNSELING.COM
YA ESTA DISPONIBLE EL LIBRO EN BUSQUEDA DEL PADRE QUE AMO EN SU TIENDA BORDERS FAVORITA.
Comments:
<< Home
muy bien todo muy bonito peero en verdad estare yo en condicion en comprar una casa como comprador pr primera vez un credito de 715 pero con trjetas de poco monto y ninca eh tenido prestamos y quiero vivir en kissimi por que ahora estoy en new york una persona en estas condiciones podria onseguir una casa financiada 100 por ciento o con algunos 6,000 de pronto oh se me olvidaba que tengo que buscar trabajo alla usted cree que yo podria tocar una peq porcion del sueno americano? y seria un prestamo que no pague mas de 1,100 al mes con todos los taxes
Post a Comment
# posted by 
: 12:53 AM
: 12:53 AM 
<< Home
