Monday, October 30, 2006
LEVE ALZA EN INTERESES HIPOTECARIOS
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA TODOS
HOY SE ANUNCIA UN LEVE ALZA EN LOS INTERESES HIPOTECARIOS. EN LAS SEMANAS RECIENTES HEMOS OBSERVADO COMO EL COMPORTAMIENTO DE ESTE IMPORTANTE INDICADOR ECONOMICO SE MANTIENE FLUCTUANDO ENTRE ALTAS Y BAJAS. A CONTINUACION EL DETALLE.
Rates on 30-year mortgages rise to highest level in five weeks
Mortgage industry experts polled by Bankrate.com this week say, "No need to lock. Rates aren't going anywhere" over the next 30 to 45 days. Almost three-quarters (71 percent) of the panelists believe mortgage rates will remain relatively unchanged, while the rest (29 percent) think rates will rise.
WASHINGTON (AP) -- Oct. 27, 2007 -- Rates on 30-year mortgages rose this week to the highest level in five weeks.
The mortgage company Freddie Mac reported Thursday that 30-year, fixed-rate mortgages increased to 6.40 percent this week. That was up from 6.36 percent last week and was the highest since they also hit 6.40 percent the week of Sept. 21.
All categories of mortgages showed slight increases for the week, a fact that some analysts attributed to inflation concerns expressed by officials at the Federal Reserve.
The Fed left interest rates unchanged for a third straight meeting on Wednesday after having raised rates 17 consecutive times over two years. Analysts said any rate cuts are still months away because the Fed is worried inflation is too high.
Frank Nothaft, chief economist at Freddie Mac, noted that the slowdown in housing caused the median price of both new and existing homes to post rare declines in September.
"Some areas of the country may experience a few bumps up and down as the housing industry corrects itself in the coming months," he said.
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, averaged 6.10 percent this week, up from 6.06 percent last week.
Rates on one-year adjustable rate mortgages edged up to 5.60 percent, compared to 5.57 percent last week.
Rates on five-year adjustable rate mortgages rose to 6.14 percent, up from last week's 6.11 percent.
The mortgage rates do not include add-on fees known as points. The 30-year and 15-year mortgages each carried an average nationwide fee of 0.4 point. The one-year ARM had a nationwide average fee of 0.7 point and the five-year ARM had an average fee of 0.6 point.
A year ago, 30-year mortgages averaged 6.15 percent, 15-year mortgages stood at 5.69 percent, one-year ARMs were at 4.91 percent and the five-year ARMs were at 5.63 percent.
GRACIAS POR VISITARNOS
PUEDE COMINICARSE DIRECTAMENTE
787-486-7906
407-436-5140
raulmarrerojr@yahoo.com
www.joseraulmarrero.com
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
www.cantoresdebayamon.com
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA TODOS
HOY SE ANUNCIA UN LEVE ALZA EN LOS INTERESES HIPOTECARIOS. EN LAS SEMANAS RECIENTES HEMOS OBSERVADO COMO EL COMPORTAMIENTO DE ESTE IMPORTANTE INDICADOR ECONOMICO SE MANTIENE FLUCTUANDO ENTRE ALTAS Y BAJAS. A CONTINUACION EL DETALLE.
Rates on 30-year mortgages rise to highest level in five weeks
Mortgage industry experts polled by Bankrate.com this week say, "No need to lock. Rates aren't going anywhere" over the next 30 to 45 days. Almost three-quarters (71 percent) of the panelists believe mortgage rates will remain relatively unchanged, while the rest (29 percent) think rates will rise.
WASHINGTON (AP) -- Oct. 27, 2007 -- Rates on 30-year mortgages rose this week to the highest level in five weeks.
The mortgage company Freddie Mac reported Thursday that 30-year, fixed-rate mortgages increased to 6.40 percent this week. That was up from 6.36 percent last week and was the highest since they also hit 6.40 percent the week of Sept. 21.
All categories of mortgages showed slight increases for the week, a fact that some analysts attributed to inflation concerns expressed by officials at the Federal Reserve.
The Fed left interest rates unchanged for a third straight meeting on Wednesday after having raised rates 17 consecutive times over two years. Analysts said any rate cuts are still months away because the Fed is worried inflation is too high.
Frank Nothaft, chief economist at Freddie Mac, noted that the slowdown in housing caused the median price of both new and existing homes to post rare declines in September.
"Some areas of the country may experience a few bumps up and down as the housing industry corrects itself in the coming months," he said.
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, averaged 6.10 percent this week, up from 6.06 percent last week.
Rates on one-year adjustable rate mortgages edged up to 5.60 percent, compared to 5.57 percent last week.
Rates on five-year adjustable rate mortgages rose to 6.14 percent, up from last week's 6.11 percent.
The mortgage rates do not include add-on fees known as points. The 30-year and 15-year mortgages each carried an average nationwide fee of 0.4 point. The one-year ARM had a nationwide average fee of 0.7 point and the five-year ARM had an average fee of 0.6 point.
A year ago, 30-year mortgages averaged 6.15 percent, 15-year mortgages stood at 5.69 percent, one-year ARMs were at 4.91 percent and the five-year ARMs were at 5.63 percent.
GRACIAS POR VISITARNOS
PUEDE COMINICARSE DIRECTAMENTE
787-486-7906
407-436-5140
raulmarrerojr@yahoo.com
www.joseraulmarrero.com
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
www.cantoresdebayamon.com
Friday, October 27, 2006
DRAMATICO DECLIVE EN PRECIO PROMEDIO DE RESIDENCIAS DE NUEVA CONSTRUCCION
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE ROKER LIC
UN MARAVILLOSO DIA PARA TODOS
EN UNA IMPORTANTE INFORMACION RELACIONADA A LOS AJUSTES QUE SIGUE EXPERIMENTANDO LA INDUSTRIA DE LAS BIENES RAICES,SE DESTACA EL ANUNCIO POR EL DEPARTAMENTO DE COMERCIO DE ESTADOS UNIDOS, DE UNA REDUCCION SIGNIFICATIVA EN EL PRECIO DE LAS RESIDENCIAS NUEVAS. EN EL MAS ALTO DECLIVE EN 35 ANOS, CAE UN PROMEDIO DE 9.7% EN EL PRECIO DE LAS RESIDENCIAS NUEVAS A SEPTIEMBRE DEL 2006 COMPARADO CON EL PRECIO PROMEDIO QUE TENIAN DURANTE EL MES SEPTIEMBRE DEL 2005.
LA ULTIMA VEZ QUE HUBO UN DECLIVE TAN DRAMATICO FUE EN DICIEMBRE DE EL ANO 1970.
ES IMPORTANTE SENALAR QUE ESTA INFORMACION ES A NIVEL DE E.U. Y LOS MERCADOS EN LOS DIFERENTES ESTADOS NO NECESARIAMENTE SE COMPORTAN DE LA MISMA MANERA.
ESTA ES UNA BUENA NOTICIA PARA AQUELLOS QUE ESTABAN TREMENDAMENTE PREOCUPADOS CON EL ACELERADO INCREMENTO EN PRECIOS. EN ESTOS NIVELES QUE ESTABAN ALCANZANDO LOS PRECIOS DE RESIENCIAS NUEVAS, AMENAZABAN EL PODER ADQUISITIVO POR EJEMPLO DE MUCHOS MATRIMONIOS JOVENES, YA QUE EN MUCHOS CASOS SE ESTABAN COLOCANDO LOS PARAMETROS DE CUALIFICACION PARA PRESTAMOS HIPOTECARIOS EN NIVELES DEFICILES DE ALCANZAR.
A CONTINUACION EL DETALLE DE LA NOTICIA
WASHINGTON (AP) -- Oct. 26, 2006 -- The median price of a new home plunged in September by the largest amount in more than 35 years, even as the pace of sales rebounded for a second month.
The Commerce Department reported that the median price for a new home sold in September was $217,100, a drop of 9.7 percent from September 2005. It was the lowest median price for a new home since September 2004 and the sharpest year-over-year decline since December 1970. The weakness in new home prices was even sharper than a 2.5 percent fall in the price of existing homes last month, which had been the biggest drop on record.
The price decline for new homes came while the sales pace picked up, rising by 5.3 percent to a seasonally adjusted annual rate 1.075 million homes. It marked the second consecutive increase in sales following three months of declines.
GRACIAS POR VISITAR NUESRO BLOG
JOSE RAUL MARRERO
407-436-5140
787-486-7906
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
WWW.CANTORESDEBAYAMON.COM
.
JOSE RAUL MARRERO
REAL ESTATE ROKER LIC
UN MARAVILLOSO DIA PARA TODOS
EN UNA IMPORTANTE INFORMACION RELACIONADA A LOS AJUSTES QUE SIGUE EXPERIMENTANDO LA INDUSTRIA DE LAS BIENES RAICES,SE DESTACA EL ANUNCIO POR EL DEPARTAMENTO DE COMERCIO DE ESTADOS UNIDOS, DE UNA REDUCCION SIGNIFICATIVA EN EL PRECIO DE LAS RESIDENCIAS NUEVAS. EN EL MAS ALTO DECLIVE EN 35 ANOS, CAE UN PROMEDIO DE 9.7% EN EL PRECIO DE LAS RESIDENCIAS NUEVAS A SEPTIEMBRE DEL 2006 COMPARADO CON EL PRECIO PROMEDIO QUE TENIAN DURANTE EL MES SEPTIEMBRE DEL 2005.
LA ULTIMA VEZ QUE HUBO UN DECLIVE TAN DRAMATICO FUE EN DICIEMBRE DE EL ANO 1970.
ES IMPORTANTE SENALAR QUE ESTA INFORMACION ES A NIVEL DE E.U. Y LOS MERCADOS EN LOS DIFERENTES ESTADOS NO NECESARIAMENTE SE COMPORTAN DE LA MISMA MANERA.
ESTA ES UNA BUENA NOTICIA PARA AQUELLOS QUE ESTABAN TREMENDAMENTE PREOCUPADOS CON EL ACELERADO INCREMENTO EN PRECIOS. EN ESTOS NIVELES QUE ESTABAN ALCANZANDO LOS PRECIOS DE RESIENCIAS NUEVAS, AMENAZABAN EL PODER ADQUISITIVO POR EJEMPLO DE MUCHOS MATRIMONIOS JOVENES, YA QUE EN MUCHOS CASOS SE ESTABAN COLOCANDO LOS PARAMETROS DE CUALIFICACION PARA PRESTAMOS HIPOTECARIOS EN NIVELES DEFICILES DE ALCANZAR.
A CONTINUACION EL DETALLE DE LA NOTICIA
WASHINGTON (AP) -- Oct. 26, 2006 -- The median price of a new home plunged in September by the largest amount in more than 35 years, even as the pace of sales rebounded for a second month.
The Commerce Department reported that the median price for a new home sold in September was $217,100, a drop of 9.7 percent from September 2005. It was the lowest median price for a new home since September 2004 and the sharpest year-over-year decline since December 1970. The weakness in new home prices was even sharper than a 2.5 percent fall in the price of existing homes last month, which had been the biggest drop on record.
The price decline for new homes came while the sales pace picked up, rising by 5.3 percent to a seasonally adjusted annual rate 1.075 million homes. It marked the second consecutive increase in sales following three months of declines.
GRACIAS POR VISITAR NUESRO BLOG
JOSE RAUL MARRERO
407-436-5140
787-486-7906
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
WWW.CANTORESDEBAYAMON.COM
.
Thursday, October 26, 2006
SIGUE EL MERCADO FAVORABLE PARA LOS COMPRADORESDE RESIDENCIAS EN LA FLORIDA
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA TODOS
CONTINUA UN MERCADO SUMAMENTE FAVORABLE PARA LOS COMPRADORES DE CUALQUIR TIPO DE PROPIEDAD EN LA FLORIDA. DEBIDO AL ALTO INVENTARIO DE PROPIEDADES DISPONIBLES Y LA CANTIDAD DE DIAS QUE LLEVAN EN EL MERCADO USTED PUEDE HACER OFERTAS AGRESIVAS A TRA VEZ DE SU CORREDOR LISENCIADO A LA HORA DE DECIDIR COMPRAR. A ESTE FACTOR TAMBIEN SE ANADE EL QUE LOS INTERESES HIPOTECARIOS SE MANTIENEN RELATIVAMENTE BAJOS.
NO ESPERE A QUE VUELVA A VOLCARSE EL MERCADO A UNO A FAVOR DE LOS VENDEDORES POR QUE TENDRIA QUE PAGAR MAS ALTO POR LA MISMA PROPIEDAD QUE AHORA PUEDE CONSEGUIR. UNO DE LOS ATRACTIVOS MAS COMUNES QUE SE PRODUCEN EN ESTE TIPO DE MERCADO ES LA APORTACION POR PARTE DEL VENDEDOR A PARTE O LA TOTALIDAD DE LOS GASTOS DE CIERRE. ESTE ELEMENTO HACE QUE LE SEA MAS FACIL CUALIFICAR A LA HORA DE SOLICITAR UN PRESTAMO O AL FINAL TENER MAS DINERO DISPONILE.
A CONTINUACION DETALLES RELACIONADOS
Florida's existing home sales down, median price softens in September
September existing home sales ease, says NAR
ORLANDO, Fla. -- Oct. 25, 2006 -- Florida's housing sector continued to adjust to a more sustainable pace of sales in September with many markets reporting higher inventory levels of homes for sale; however, still-low mortgage rates also sparked buyer interest.
A total of 13,485 existing single-family homes sold statewide last month, a decrease of 34 percent from the 20,451 homes sold during the previous September, according to the Florida Association of Realtors® (FAR). Statewide, the existing-home median price slipped 1 percent to $243,900 last month; a year ago, it was $246,100, according to FAR.
In September 2001, the statewide median sales price was $134,000, representing an increase of about 82 percent over the five-year period, according to FAR records. The median is a typical market price where half the homes sold for more, half sold for less.
Nationally, the median sales price for existing single-family homes was $225,700 in August, down 1.7 percent from a year ago, according to the National Association of Realtors® (NAR). In California, the statewide median resales price was $576,360 in August; in Massachusetts, it was $352,000; in Maryland, it was $317,738; and in New York, it was $271,350.
Real estate is cyclical in nature, housing industry analysts note, and current market conditions arrived after five years of record-level growth. The U.S. housing market is showing signs of life and sales may be leveling out, according to NAR's latest market outlook, which expects 2006 to be the third strongest sales year on record nationally. Sales activity should pick up early next year, given a positive economic backdrop of lower interest rates and job creation, says NAR Chief Economist David Lereah.
Looking to Florida's existing condominium market, sales of existing condos also decreased in September, with a total of 3,819 condos sold statewide compared to 6,930 in September 2005 for a 45 percent decrease, according to FAR. The statewide median sales price for condos last month was $201,900; a year ago, it was $215,500 for a 6 percent decrease. The national median existing condo price in August 2006 was $223,200.
According to Freddie Mac, a 30-year fixed-rate mortgage averaged 6.40 percent last month, up from 5.77 percent in September 2005. FAR’s sales figures reflect closings, which typically occur 30 to 90 days after sales contracts are written.
Among the state’s larger markets, theMiami metropolitan statistical area (MSA) reported 769 existing homes sold last month compared to 872 homes sold a year ago for a 12 percent decline. The market’s median existing home price remained flat at $371,700; a year ago, it was $371,200. A total of 666 existing condos changed hands in Miami in September for a 40 percent decrease over the 1,106 condos sold the previous year. The market's median existing condo price was $270,800; a year ago, it was $269,200 for a 1 percent increase.
"Prices are slowly trending down," says Pat Dahne, chairman of the Realtor Association of Greater Miami and the Beaches and broker-owner of Pat Dahne Realty Group. "As real estate professionals, we need to remind people that real estate is a long-term investment. Miami has many positive economic factors that continue to attract buyers -- for example, job growth from international business, continued interest from foreign investors and continued growth in our immigrant population."
Of the state’s smaller markets, the Pensacola MSA reported a total of 466 existing homes sold in September compared to 564 homes sold a year earlier for a 17 percent decline. The area’s median existing home sales price rose 3 percent to $167,900; a year ago, it was $163,400. Thirty-seven existing condos sold in the MSA last month for a 35 percent decrease from the 57 condos sold a year ago. The market's median existing condo price was $212,500; a year ago, it was $185,000 for an increase of 15 percent.
"Our white-sand beaches are some of the most beautiful in the world and this area is just a great place to live," says Auby Smith, president of the Pensacola Association of Realtors and broker with Real Estate Counselors Inc. "Interest rates are still good, so there are many attractive financing plans available for buyers. Plus, many builders are offering great incentives, as are sellers of existing homes, which are drawing buyers to the market. Our prices remain attractive and that's making a difference."
© 2006 FLORIDA ASSOCIATION OF REALTORS
RAULMARREROJR@YAHOO.COM
WWW.JOSERAULMARRERO.COM
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALE ALEGRIA
WWW.CANTORESDEBAYAMON.COM
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA TODOS
CONTINUA UN MERCADO SUMAMENTE FAVORABLE PARA LOS COMPRADORES DE CUALQUIR TIPO DE PROPIEDAD EN LA FLORIDA. DEBIDO AL ALTO INVENTARIO DE PROPIEDADES DISPONIBLES Y LA CANTIDAD DE DIAS QUE LLEVAN EN EL MERCADO USTED PUEDE HACER OFERTAS AGRESIVAS A TRA VEZ DE SU CORREDOR LISENCIADO A LA HORA DE DECIDIR COMPRAR. A ESTE FACTOR TAMBIEN SE ANADE EL QUE LOS INTERESES HIPOTECARIOS SE MANTIENEN RELATIVAMENTE BAJOS.
NO ESPERE A QUE VUELVA A VOLCARSE EL MERCADO A UNO A FAVOR DE LOS VENDEDORES POR QUE TENDRIA QUE PAGAR MAS ALTO POR LA MISMA PROPIEDAD QUE AHORA PUEDE CONSEGUIR. UNO DE LOS ATRACTIVOS MAS COMUNES QUE SE PRODUCEN EN ESTE TIPO DE MERCADO ES LA APORTACION POR PARTE DEL VENDEDOR A PARTE O LA TOTALIDAD DE LOS GASTOS DE CIERRE. ESTE ELEMENTO HACE QUE LE SEA MAS FACIL CUALIFICAR A LA HORA DE SOLICITAR UN PRESTAMO O AL FINAL TENER MAS DINERO DISPONILE.
A CONTINUACION DETALLES RELACIONADOS
Florida's existing home sales down, median price softens in September
September existing home sales ease, says NAR
ORLANDO, Fla. -- Oct. 25, 2006 -- Florida's housing sector continued to adjust to a more sustainable pace of sales in September with many markets reporting higher inventory levels of homes for sale; however, still-low mortgage rates also sparked buyer interest.
A total of 13,485 existing single-family homes sold statewide last month, a decrease of 34 percent from the 20,451 homes sold during the previous September, according to the Florida Association of Realtors® (FAR). Statewide, the existing-home median price slipped 1 percent to $243,900 last month; a year ago, it was $246,100, according to FAR.
In September 2001, the statewide median sales price was $134,000, representing an increase of about 82 percent over the five-year period, according to FAR records. The median is a typical market price where half the homes sold for more, half sold for less.
Nationally, the median sales price for existing single-family homes was $225,700 in August, down 1.7 percent from a year ago, according to the National Association of Realtors® (NAR). In California, the statewide median resales price was $576,360 in August; in Massachusetts, it was $352,000; in Maryland, it was $317,738; and in New York, it was $271,350.
Real estate is cyclical in nature, housing industry analysts note, and current market conditions arrived after five years of record-level growth. The U.S. housing market is showing signs of life and sales may be leveling out, according to NAR's latest market outlook, which expects 2006 to be the third strongest sales year on record nationally. Sales activity should pick up early next year, given a positive economic backdrop of lower interest rates and job creation, says NAR Chief Economist David Lereah.
Looking to Florida's existing condominium market, sales of existing condos also decreased in September, with a total of 3,819 condos sold statewide compared to 6,930 in September 2005 for a 45 percent decrease, according to FAR. The statewide median sales price for condos last month was $201,900; a year ago, it was $215,500 for a 6 percent decrease. The national median existing condo price in August 2006 was $223,200.
According to Freddie Mac, a 30-year fixed-rate mortgage averaged 6.40 percent last month, up from 5.77 percent in September 2005. FAR’s sales figures reflect closings, which typically occur 30 to 90 days after sales contracts are written.
Among the state’s larger markets, theMiami metropolitan statistical area (MSA) reported 769 existing homes sold last month compared to 872 homes sold a year ago for a 12 percent decline. The market’s median existing home price remained flat at $371,700; a year ago, it was $371,200. A total of 666 existing condos changed hands in Miami in September for a 40 percent decrease over the 1,106 condos sold the previous year. The market's median existing condo price was $270,800; a year ago, it was $269,200 for a 1 percent increase.
"Prices are slowly trending down," says Pat Dahne, chairman of the Realtor Association of Greater Miami and the Beaches and broker-owner of Pat Dahne Realty Group. "As real estate professionals, we need to remind people that real estate is a long-term investment. Miami has many positive economic factors that continue to attract buyers -- for example, job growth from international business, continued interest from foreign investors and continued growth in our immigrant population."
Of the state’s smaller markets, the Pensacola MSA reported a total of 466 existing homes sold in September compared to 564 homes sold a year earlier for a 17 percent decline. The area’s median existing home sales price rose 3 percent to $167,900; a year ago, it was $163,400. Thirty-seven existing condos sold in the MSA last month for a 35 percent decrease from the 57 condos sold a year ago. The market's median existing condo price was $212,500; a year ago, it was $185,000 for an increase of 15 percent.
"Our white-sand beaches are some of the most beautiful in the world and this area is just a great place to live," says Auby Smith, president of the Pensacola Association of Realtors and broker with Real Estate Counselors Inc. "Interest rates are still good, so there are many attractive financing plans available for buyers. Plus, many builders are offering great incentives, as are sellers of existing homes, which are drawing buyers to the market. Our prices remain attractive and that's making a difference."
© 2006 FLORIDA ASSOCIATION OF REALTORS
RAULMARREROJR@YAHOO.COM
WWW.JOSERAULMARRERO.COM
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALE ALEGRIA
WWW.CANTORESDEBAYAMON.COM
Monday, October 23, 2006
CADA VEZ MAS DIFICIL LA COMPRA DE UNA PROPIEDAD PARA LOS EXTRAJEROS O IMIGRANTES POR MEDIDAS DE SEGURIDAD
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA A TODOS
DURANTE LAS PASADAS SEMANAS HEMOS SIDO TESTIGOS DE COMO UNA CANTIDAD DE TRANSACCIONES DE VENTA DE RESIDENCIAS,EN FIN CUALQUIER TIPO DE BIENES RAICES SE ENCUENTRAN DETENIDAS POR LA EXTREMA RIGUROSIDAD QUE LAS AGENCIAS DE GOBIERNO ESTAN PRESENTANDO PARA AQUELLOS EXTRANJEROS O IMIGRANTES QUE DESEAN ADQUIRIR UNA PROPIEDAD.
A CONTINUACION EL DETALLE DE LA NOTICIA
ORLANDO, Fla. -- Oct. 20, 2006 -- Real estate professionals in Florida are speaking out against federal security and immigration policies that make it difficult for foreigners to purchase homes in the United States.
Agents in the state also say that some longtime foreign property owners have found it difficult to renew their visas in recent years and that some foreigners and/or their relatives have not been allowed to return to the States after leaving to visit their home countries.
"It seems like we're putting the thumbscrews down on the very type of people we want here," notes Tony Macaluso, vice chairman of the Florida Association of Realtors' (FAR) international operations committee.
Foreigners who want to stay in the United States for more than 90 days are required to obtain visas, and even then the Department of Homeland Security can turn them away. They also must undergo more comprehensive background checks as well as routine fingerprinting.
FAR is urging the government to offer a retirement visa to foreigners who meet specified financial guidelines, as visa issues are prompting international property buyers to settle instead in Panama, Costa Rica, Mexico and other countries with fewer barriers to entry.
GRACIAS POR VISITAR NUESTRO BLOG
WWW JOSERAULMARRERO.COM
RAULMARREROJR@YAHOO.COM
407-436-5140
787-486-7906
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA A TODOS
DURANTE LAS PASADAS SEMANAS HEMOS SIDO TESTIGOS DE COMO UNA CANTIDAD DE TRANSACCIONES DE VENTA DE RESIDENCIAS,EN FIN CUALQUIER TIPO DE BIENES RAICES SE ENCUENTRAN DETENIDAS POR LA EXTREMA RIGUROSIDAD QUE LAS AGENCIAS DE GOBIERNO ESTAN PRESENTANDO PARA AQUELLOS EXTRANJEROS O IMIGRANTES QUE DESEAN ADQUIRIR UNA PROPIEDAD.
A CONTINUACION EL DETALLE DE LA NOTICIA
ORLANDO, Fla. -- Oct. 20, 2006 -- Real estate professionals in Florida are speaking out against federal security and immigration policies that make it difficult for foreigners to purchase homes in the United States.
Agents in the state also say that some longtime foreign property owners have found it difficult to renew their visas in recent years and that some foreigners and/or their relatives have not been allowed to return to the States after leaving to visit their home countries.
"It seems like we're putting the thumbscrews down on the very type of people we want here," notes Tony Macaluso, vice chairman of the Florida Association of Realtors' (FAR) international operations committee.
Foreigners who want to stay in the United States for more than 90 days are required to obtain visas, and even then the Department of Homeland Security can turn them away. They also must undergo more comprehensive background checks as well as routine fingerprinting.
FAR is urging the government to offer a retirement visa to foreigners who meet specified financial guidelines, as visa issues are prompting international property buyers to settle instead in Panama, Costa Rica, Mexico and other countries with fewer barriers to entry.
GRACIAS POR VISITAR NUESTRO BLOG
WWW JOSERAULMARRERO.COM
RAULMARREROJR@YAHOO.COM
407-436-5140
787-486-7906
TODOS SOMOS GUERREROS DE LUZ!
Saturday, October 21, 2006
EN BAJA INTERES PREFERENCIAL HIPOTECARIO A 30 ANOS
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN GRADIOSO DIA PARA USTED
LOS INTERESES HIPOTECARIOS VUELVEN A REFLEJAR UNA BAJA. DURANTE CINCO DE LAS SEIS SEMANAS ANTERIORES SE ESTABA REFLEJANDO BAJAS EN LA TAZA DE INTERES PRIMARIO RELACIONADO A LAS HIPOTECAS DE 30 ANOS. SOLO LA SEMANA PASADA REFLEJO ALZA.
ESTO MUESTRA ESTABILIDAD EN EL MERCADO HIPOTECARIO. ALGUNOS ANALISTAS HABIAN PRONOSTICADO QUE ANTES DE DICIEMBRE LA TAZA DE INTERES PREFERENCIAL ALCANZARIA EL 7%. HASTA AHORA ESTO NO HA SUCEDIDO.
A CONTINUACION EL DETALLE DE LA NOTICIA
WASHINGTON -- Oct. 20, 2006 -- Rates on 30-year mortgages, after rising for the first time in five weeks, edged down slightly this week.
Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages dipped to 6.36 percent. That compared to 6.37 percent last week when rates had risen after having fallen to a seven-month low of 6.24 percent.
All categories of mortgages showed little change this week, a fact that analysts attributed to financial markets preferring to wait and see what the Federal Reserve will do at its meeting next week.
"General consensus leans heavily toward the notion that the Fed will not raise rates at that meeting, taking upward pressure off mortgage rates this week," said Frank Nothaft, chief economist at Freddie Mac.
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, averaged 6.06 percent this week, the same as last week.
Rates on one-year adjustable rate mortgages edged up slightly to 6.11 percent, compared to 6.10 percent last week.
Rates on five-year adjustable rate mortgages rose to 5.57 percent, up from last week's 5.56 percent.
The mortgage rates do not include add-on fees known as points. The 30-year, 15-year and five-year mortgages each carried an average nationwide fee of 0.5 point. The one-year ARM had a nationwide average fee of 0.8 point.
A year ago, 30-year mortgages averaged 6.10 percent, 15-year mortgages stood at 5.65 percent, one-year ARMs were at 4.89 percent and the five-year ARMs were at 5.59 percent.
JOSE RAUL MARRERO
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN GRADIOSO DIA PARA USTED
LOS INTERESES HIPOTECARIOS VUELVEN A REFLEJAR UNA BAJA. DURANTE CINCO DE LAS SEIS SEMANAS ANTERIORES SE ESTABA REFLEJANDO BAJAS EN LA TAZA DE INTERES PRIMARIO RELACIONADO A LAS HIPOTECAS DE 30 ANOS. SOLO LA SEMANA PASADA REFLEJO ALZA.
ESTO MUESTRA ESTABILIDAD EN EL MERCADO HIPOTECARIO. ALGUNOS ANALISTAS HABIAN PRONOSTICADO QUE ANTES DE DICIEMBRE LA TAZA DE INTERES PREFERENCIAL ALCANZARIA EL 7%. HASTA AHORA ESTO NO HA SUCEDIDO.
A CONTINUACION EL DETALLE DE LA NOTICIA
WASHINGTON -- Oct. 20, 2006 -- Rates on 30-year mortgages, after rising for the first time in five weeks, edged down slightly this week.
Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages dipped to 6.36 percent. That compared to 6.37 percent last week when rates had risen after having fallen to a seven-month low of 6.24 percent.
All categories of mortgages showed little change this week, a fact that analysts attributed to financial markets preferring to wait and see what the Federal Reserve will do at its meeting next week.
"General consensus leans heavily toward the notion that the Fed will not raise rates at that meeting, taking upward pressure off mortgage rates this week," said Frank Nothaft, chief economist at Freddie Mac.
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, averaged 6.06 percent this week, the same as last week.
Rates on one-year adjustable rate mortgages edged up slightly to 6.11 percent, compared to 6.10 percent last week.
Rates on five-year adjustable rate mortgages rose to 5.57 percent, up from last week's 5.56 percent.
The mortgage rates do not include add-on fees known as points. The 30-year, 15-year and five-year mortgages each carried an average nationwide fee of 0.5 point. The one-year ARM had a nationwide average fee of 0.8 point.
A year ago, 30-year mortgages averaged 6.10 percent, 15-year mortgages stood at 5.65 percent, one-year ARMs were at 4.89 percent and the five-year ARMs were at 5.59 percent.
JOSE RAUL MARRERO
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
Friday, October 20, 2006
DEMANDA POR PROPIEDADES COMERCIALES EN ALZA
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA USTED
EN UN INTERESANTE ESTUDIO REALIZADO RECIENTEMENTE SE ENCONTRO QUE LA VIEJA FORMA DE CAPITALIZAR Y GENERAR INGRESOS MEDIANTE RENTAS DE ESPACIOS COMERCIALES ESTA DE NUEVO EN UN SALUDABLE MOMENTO.
A CONTINUACION EL DETALLE DE LA NOTICIA
NEW YORK -- Oct. 19, 2006 -- A survey released today suggests commercial real estate has peaked and is returning to its norm as an income producing investment rather than a wildly appreciating asset class.
PricewaterhouseCoopers and the Urban Land Institute, a nonprofit think tank, developed the survey -- "Emerging Trends in Real Estate 2007" -- and its accompanying report.
"I think it’s a clear mandate from people that you’re going to have to make money the old-fashioned way," says Stephen Blank, an Urban Land Institute senior fellow who specializes in real estate capital markets. "You’re going to have to earn it" through leasing, cost control, and other asset management.
The report dubs Seattle as the best office market to invest in right now and a city in a prime position to join the ranks of New York, Los Angles, San Francisco, and Washington as locales with the brightest future.
It ranks Philadelphia and Chicago as among the worst markets for investment in all property types because Chicago has the Midwest malaise and Philadelphia is lost between New York and Washington.
The complete study sells for $59.95 and can be found on the Urban Land Institute's Web site at http://www.uli.org.
Source: The Wall Street Journal, Ryan Chittum (10/18/06)
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www.joseraulmarrero.com
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787-486-7906
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todos somos guerrero de luz!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA USTED
EN UN INTERESANTE ESTUDIO REALIZADO RECIENTEMENTE SE ENCONTRO QUE LA VIEJA FORMA DE CAPITALIZAR Y GENERAR INGRESOS MEDIANTE RENTAS DE ESPACIOS COMERCIALES ESTA DE NUEVO EN UN SALUDABLE MOMENTO.
A CONTINUACION EL DETALLE DE LA NOTICIA
NEW YORK -- Oct. 19, 2006 -- A survey released today suggests commercial real estate has peaked and is returning to its norm as an income producing investment rather than a wildly appreciating asset class.
PricewaterhouseCoopers and the Urban Land Institute, a nonprofit think tank, developed the survey -- "Emerging Trends in Real Estate 2007" -- and its accompanying report.
"I think it’s a clear mandate from people that you’re going to have to make money the old-fashioned way," says Stephen Blank, an Urban Land Institute senior fellow who specializes in real estate capital markets. "You’re going to have to earn it" through leasing, cost control, and other asset management.
The report dubs Seattle as the best office market to invest in right now and a city in a prime position to join the ranks of New York, Los Angles, San Francisco, and Washington as locales with the brightest future.
It ranks Philadelphia and Chicago as among the worst markets for investment in all property types because Chicago has the Midwest malaise and Philadelphia is lost between New York and Washington.
The complete study sells for $59.95 and can be found on the Urban Land Institute's Web site at http://www.uli.org.
Source: The Wall Street Journal, Ryan Chittum (10/18/06)
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Thursday, October 19, 2006
LA CONSTRUCCION DE NUEVAS RESIDENCIAS Y APARTAMENTOS REFLEJA AUMENTO DURANTE EL MES DE SEPTIEMBRE
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA
LA INDUSTRIA DE LA CONSTRUCCION DE NUEVOS HOGARES HABIA REFLEJADO UN DECLIVE DURANTE LOS MESES DE VERANO. SIN EMBARGO CONTRARIO A LO PRONOSTICADO, EL MES DE SEPTIEMBRE REFLEJO UN INESPERADO INCREMENTO.
ES UN EJEMPLO DE COMO DEBEMOS TOMAR CON CAUTELA LOS PRONOSTICOS ECONOMICOS. EN MUCHAS OCASIONES LOS MERCADOS TIENEN UN COMPORTAMIENTO DIFERENTE A LO PRONOSTICADO.
AUNQUE LA SOLICITUD DE NUEVOS PERMISOS DE CONSTRUCCION DECLINO POR OCTAVO MES CONSECUTIVO Y EXISTE UN RECORD DE RESIDENCIAS SIN VENDER, PODEMOS ESTAR OBSERVANDO ESTA INFORMACION COMO UNA ESTABILIZACION DEL MERCADO.
A CONTINUACION EL DETALLE DE LA NOTICIA.
Builder confidence stabilizes in October
WASHINGTON-- Oct. 18, 2006 -- Construction of new homes and apartments, which had been falling in the face of a weakening housing market, posted an unexpected increase in September.
The Commerce Department reported that construction rose by 5.9 percent last month to a seasonally adjusted annual rate of 1.772 million units. It was the first increase after three consecutive monthly declines.
Analysts, however, still expect housing to move lower as builders continue to work through record levels of unsold homes. Building permits, a good sign of future activity, fell in September for an eighth consecutive month.
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
787-486-7906
407-436-5140
www.joseraulmarrero.com
raulmarrerojr@yahoo.com
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA
LA INDUSTRIA DE LA CONSTRUCCION DE NUEVOS HOGARES HABIA REFLEJADO UN DECLIVE DURANTE LOS MESES DE VERANO. SIN EMBARGO CONTRARIO A LO PRONOSTICADO, EL MES DE SEPTIEMBRE REFLEJO UN INESPERADO INCREMENTO.
ES UN EJEMPLO DE COMO DEBEMOS TOMAR CON CAUTELA LOS PRONOSTICOS ECONOMICOS. EN MUCHAS OCASIONES LOS MERCADOS TIENEN UN COMPORTAMIENTO DIFERENTE A LO PRONOSTICADO.
AUNQUE LA SOLICITUD DE NUEVOS PERMISOS DE CONSTRUCCION DECLINO POR OCTAVO MES CONSECUTIVO Y EXISTE UN RECORD DE RESIDENCIAS SIN VENDER, PODEMOS ESTAR OBSERVANDO ESTA INFORMACION COMO UNA ESTABILIZACION DEL MERCADO.
A CONTINUACION EL DETALLE DE LA NOTICIA.
Builder confidence stabilizes in October
WASHINGTON-- Oct. 18, 2006 -- Construction of new homes and apartments, which had been falling in the face of a weakening housing market, posted an unexpected increase in September.
The Commerce Department reported that construction rose by 5.9 percent last month to a seasonally adjusted annual rate of 1.772 million units. It was the first increase after three consecutive monthly declines.
Analysts, however, still expect housing to move lower as builders continue to work through record levels of unsold homes. Building permits, a good sign of future activity, fell in September for an eighth consecutive month.
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
787-486-7906
407-436-5140
www.joseraulmarrero.com
raulmarrerojr@yahoo.com
TODOS SOMOS GUERREROS DE LUZ!
Wednesday, October 18, 2006
INDICADORES ECONOMICOS FAVORABLES PARA EL MEADO DE BIENES RAICES
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA TODOS
VARIOS INDICADORES ECONOMICOS SE PRESENTAN FAVORABLES PARA TOMAR UNA DESICION DE COMPRAR UNA RESIDENCIA AHORA. CON EL MERCADO DE BIENES RAICES TODAVIA FAVORABLE PARA LOS COMPRADORES, SE ESTA REFLEJANDO, POR EJEMPLO UN AUMENTO EN LA CANTIDAD DE CONTRATOS PENDIENTES DE COMPRA. LA TAZA DE DESEMPLEO SE REFLEJA EN 4.6%, EL PRECIO DE LA GASOLINA BAJO Y LAS TAZAS HIPOTECARIAS ESTAN BAJAS.
SI USTED ESPERA A QUE EL MERCADO VUELVA A SER FAVORABLE A LOS VENDEDORES, PODRIA TENER QUE PAGAR MAS CARO POR LA MISMA RESIDENCIA QUE PUEDE COMPRAR AHORA.
ES UN PRINCIPIO BASICO DE OFERTA Y DEMANDA.
A CONTINUACION MAS DETALLES
NEW YORK -- Oct. 17, 2006 -- New mortgage applications are up. Pending home sales are up. The economy is expanding. Unemployment is at 4.6 percent. And mortgage rates are still historically low.
What kind of housing bust is this anyway?
All the dismal reports about the real estate market overlook the realities in the market place, some housing experts say.
The housing correction -- expressed through new home starts -- "may be closer to [its] trough than to [its] peak," says Federal Reserve vice chairman Donald L. Kohn.
Today's "unusually low" long-term mortgage-rate environment "stands in sharp contrast to some past downturns in the housing market that followed actions by the Federal Reserve to tighten credit conditions significantly," Kohn adds.
James Glassman of JP Morgan Chase is equally optimistic. He says 30-year fixed-rate mortgages at 5.75 percent are a distinct possibility if long-term rates in the global bond market keep easing. The current cyclical downturn in housing "is not your classic interest-rate story" he says.
Perhaps the most blunt appraisal comes from Mike Moran, chief economist of Wall Street’s Daiwa Securities America. Moran says the financial press is taking a normal and long-predicted cyclical rebalancing and "portraying it as a catastrophe."
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA TODOS
VARIOS INDICADORES ECONOMICOS SE PRESENTAN FAVORABLES PARA TOMAR UNA DESICION DE COMPRAR UNA RESIDENCIA AHORA. CON EL MERCADO DE BIENES RAICES TODAVIA FAVORABLE PARA LOS COMPRADORES, SE ESTA REFLEJANDO, POR EJEMPLO UN AUMENTO EN LA CANTIDAD DE CONTRATOS PENDIENTES DE COMPRA. LA TAZA DE DESEMPLEO SE REFLEJA EN 4.6%, EL PRECIO DE LA GASOLINA BAJO Y LAS TAZAS HIPOTECARIAS ESTAN BAJAS.
SI USTED ESPERA A QUE EL MERCADO VUELVA A SER FAVORABLE A LOS VENDEDORES, PODRIA TENER QUE PAGAR MAS CARO POR LA MISMA RESIDENCIA QUE PUEDE COMPRAR AHORA.
ES UN PRINCIPIO BASICO DE OFERTA Y DEMANDA.
A CONTINUACION MAS DETALLES
NEW YORK -- Oct. 17, 2006 -- New mortgage applications are up. Pending home sales are up. The economy is expanding. Unemployment is at 4.6 percent. And mortgage rates are still historically low.
What kind of housing bust is this anyway?
All the dismal reports about the real estate market overlook the realities in the market place, some housing experts say.
The housing correction -- expressed through new home starts -- "may be closer to [its] trough than to [its] peak," says Federal Reserve vice chairman Donald L. Kohn.
Today's "unusually low" long-term mortgage-rate environment "stands in sharp contrast to some past downturns in the housing market that followed actions by the Federal Reserve to tighten credit conditions significantly," Kohn adds.
James Glassman of JP Morgan Chase is equally optimistic. He says 30-year fixed-rate mortgages at 5.75 percent are a distinct possibility if long-term rates in the global bond market keep easing. The current cyclical downturn in housing "is not your classic interest-rate story" he says.
Perhaps the most blunt appraisal comes from Mike Moran, chief economist of Wall Street’s Daiwa Securities America. Moran says the financial press is taking a normal and long-predicted cyclical rebalancing and "portraying it as a catastrophe."
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
TODOS SOMOS GUERREROS DE LUZ!
INDICADORES ECONOMICOS FAVORABLES PARA EL MERCADO DE BIENES RAICES
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA TODOS
VARIOS INDICADORES ECONOMICOS SE PRESENTAN FAVORABLES PARA TOMAR UNA DESICION DE COMPRAR UNA RESIDENCIA AHORA. CON EL MERCADO DE BIENES RAICES TODAVIA FAVORABLE PARA LOS COMPRADORES, SE ESTA REFLEJANDO, POR EJEMPLO UN AUMENTO EN LA CANTIDAD DE CONTRATOS PENDIENTES DE COMPRA. LA TAZA DE DESEMPLEO SE REFLEJA EN 4.6%, EL PRECIO DE LA GASOLINA BAJO Y LAS TAZAS HIPOTECARIAS ESTAN BAJAS.
SI USTED ESPERA A QUE EL MERCADO VUELVA A SER FAVORABLE A LOS VENDEDORES, PODRIA TENER QUE PAGAR MAS CARO POR LA MISMA RESIDENCIA QUE PUEDE COMPRAR AHORA.
ES UN PRINCIPIO BASICO DE OFERTA Y DEMANDA.
A CONTINUACION MAS DETALLES
NEW YORK -- Oct. 17, 2006 -- New mortgage applications are up. Pending home sales are up. The economy is expanding. Unemployment is at 4.6 percent. And mortgage rates are still historically low.
What kind of housing bust is this anyway?
All the dismal reports about the real estate market overlook the realities in the market place, some housing experts say.
The housing correction -- expressed through new home starts -- "may be closer to [its] trough than to [its] peak," says Federal Reserve vice chairman Donald L. Kohn.
Today's "unusually low" long-term mortgage-rate environment "stands in sharp contrast to some past downturns in the housing market that followed actions by the Federal Reserve to tighten credit conditions significantly," Kohn adds.
James Glassman of JP Morgan Chase is equally optimistic. He says 30-year fixed-rate mortgages at 5.75 percent are a distinct possibility if long-term rates in the global bond market keep easing. The current cyclical downturn in housing "is not your classic interest-rate story" he says.
Perhaps the most blunt appraisal comes from Mike Moran, chief economist of Wall Street’s Daiwa Securities America. Moran says the financial press is taking a normal and long-predicted cyclical rebalancing and "portraying it as a catastrophe."
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA TODOS
VARIOS INDICADORES ECONOMICOS SE PRESENTAN FAVORABLES PARA TOMAR UNA DESICION DE COMPRAR UNA RESIDENCIA AHORA. CON EL MERCADO DE BIENES RAICES TODAVIA FAVORABLE PARA LOS COMPRADORES, SE ESTA REFLEJANDO, POR EJEMPLO UN AUMENTO EN LA CANTIDAD DE CONTRATOS PENDIENTES DE COMPRA. LA TAZA DE DESEMPLEO SE REFLEJA EN 4.6%, EL PRECIO DE LA GASOLINA BAJO Y LAS TAZAS HIPOTECARIAS ESTAN BAJAS.
SI USTED ESPERA A QUE EL MERCADO VUELVA A SER FAVORABLE A LOS VENDEDORES, PODRIA TENER QUE PAGAR MAS CARO POR LA MISMA RESIDENCIA QUE PUEDE COMPRAR AHORA.
ES UN PRINCIPIO BASICO DE OFERTA Y DEMANDA.
A CONTINUACION MAS DETALLES
NEW YORK -- Oct. 17, 2006 -- New mortgage applications are up. Pending home sales are up. The economy is expanding. Unemployment is at 4.6 percent. And mortgage rates are still historically low.
What kind of housing bust is this anyway?
All the dismal reports about the real estate market overlook the realities in the market place, some housing experts say.
The housing correction -- expressed through new home starts -- "may be closer to [its] trough than to [its] peak," says Federal Reserve vice chairman Donald L. Kohn.
Today's "unusually low" long-term mortgage-rate environment "stands in sharp contrast to some past downturns in the housing market that followed actions by the Federal Reserve to tighten credit conditions significantly," Kohn adds.
James Glassman of JP Morgan Chase is equally optimistic. He says 30-year fixed-rate mortgages at 5.75 percent are a distinct possibility if long-term rates in the global bond market keep easing. The current cyclical downturn in housing "is not your classic interest-rate story" he says.
Perhaps the most blunt appraisal comes from Mike Moran, chief economist of Wall Street’s Daiwa Securities America. Moran says the financial press is taking a normal and long-predicted cyclical rebalancing and "portraying it as a catastrophe."
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
TODOS SOMOS GUERREROS DE LUZ!
Tuesday, October 17, 2006
SUBE TAZA DE INTERES HIPOTECARIO
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKERAGE LLC
UN MARAVILLOSO DIA PARA TODOS
A CONTINUCION DETALLE DE LOS AJUSTES EN LOS INTERESES HIPOTEARIOS
IN WASHINGTON -- Oct. 13, 2006 -- Rates on 30-year mortgages, after having fallen to a seven-month low, rose this week for the first time in five weeks.
Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages rose to 6.37 percent, up from 6.30 percent last week, which had been the lowest level since they were at 6.24 percent the first week of March.
Analysts attributed the increase to lingering fears in financial markets about inflation.
"Renewed concern that inflation is still an issue put some upward pressure on bond yields, which generally translates into higher interest and mortgage rates," said Frank Nothaft, chief economist at Freddie Mac.
Nothaft said that adjustable rate mortgages were especially sensitive to the increased inflation worries. The increase in those rates narrowed the gap between adjustable and fixed-rate mortgages.
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, averaged 6.06 percent last week, up from 5.98 percent last week.
Rates on one-year adjustable rate mortgages jumped to 5.56 percent, up from 5.46 percent last week.
Rates on five-year adjustable rate mortgages rose to 6.10 percent, up from 6.00 percent last week.
The mortgage rates do not include add-on fees known as points. The 30-year and 15-year mortgages each carried an average nationwide fee of 0.5 point. The one-year ARM had a nationwide average fee of 0.7 point and the five-year ARM carried a fee of 0.6 point.
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKERAGE LLC
UN MARAVILLOSO DIA PARA TODOS
A CONTINUCION DETALLE DE LOS AJUSTES EN LOS INTERESES HIPOTEARIOS
IN WASHINGTON -- Oct. 13, 2006 -- Rates on 30-year mortgages, after having fallen to a seven-month low, rose this week for the first time in five weeks.
Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages rose to 6.37 percent, up from 6.30 percent last week, which had been the lowest level since they were at 6.24 percent the first week of March.
Analysts attributed the increase to lingering fears in financial markets about inflation.
"Renewed concern that inflation is still an issue put some upward pressure on bond yields, which generally translates into higher interest and mortgage rates," said Frank Nothaft, chief economist at Freddie Mac.
Nothaft said that adjustable rate mortgages were especially sensitive to the increased inflation worries. The increase in those rates narrowed the gap between adjustable and fixed-rate mortgages.
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, averaged 6.06 percent last week, up from 5.98 percent last week.
Rates on one-year adjustable rate mortgages jumped to 5.56 percent, up from 5.46 percent last week.
Rates on five-year adjustable rate mortgages rose to 6.10 percent, up from 6.00 percent last week.
The mortgage rates do not include add-on fees known as points. The 30-year and 15-year mortgages each carried an average nationwide fee of 0.5 point. The one-year ARM had a nationwide average fee of 0.7 point and the five-year ARM carried a fee of 0.6 point.
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
Monday, October 16, 2006
POR QUE NOS DETENEMOS EN LA BUSQUEDA DE NUESTROS SUENOS
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA
MUCHAS VECES ENCONTRAMOS DIFICIL ALCANZAR UN SUENO IMPORTANTE EN NUESTRAS VIDAS, COMO ADQUIRIR UNA PROPIEDAD Y HACER VIDA DE FAMILIA. UN HOGAR MAS QUE UNA ESTRUCTURA NOS DA EL PRIVILEGIO DE TENER UN ESPACIO POR EJEMPLO, DONDE PODEMOS EDUCAR A NUESTROS HIJOS CON VALORES Y MOSTRALE EL CAMINO DE LA LUZ.
A CONTINUACION QUIERO COMPARTIR CON USTEDES UN ESCRITO QUE ACABO DE RECIBIR DE MI AMIGA KEREN BORRAS.
Lunes 16 de Octubre de 2006
Percepciones
¿Qué pasaría si tus limitaciones no fuesen más que una ilusión? ¿Qué tal si estuvieses paralizado no por tus circunstancias, sino por tu mente? Aunque identificar las percepciones de los demás suele ser sencillo, poder diferenciar entre las propias percepciones y la realidad suele ser más complicado.
En muchos sentidos, el mundo tal cual lo ves es una creación propiamente tuya. Piensa en lo que ello podría significar. Si tan sólo pudieses hacer que tu mente trascendiese los obstáculos que percibe, quizás te darías cuenta de que en realidad no existen. En el preciso instante en que decidieses modificar tu punto de vista las limitaciones contra las que luchas podrían desaparecer.
Eso que parecía ser la fría, dura e inmutable realidad podría derretirse y transformarse gracias al poder de tus propias percepciones. Aunque sería tonto ignorar la realidad, quedar congelado por ella resultaría trágico.
¿Qué tal si pudieses transformar el mundo y no lo supieses? ¿Qué tal si súbitamente tomases conciencia de ello? Mira más allá de lo obvio. Mira más allá de tus propios supuestos. Sal del marco de tus propias percepciones y maravíllate con la inmensidad de tu potencial.
KEREN BORRAS
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA
MUCHAS VECES ENCONTRAMOS DIFICIL ALCANZAR UN SUENO IMPORTANTE EN NUESTRAS VIDAS, COMO ADQUIRIR UNA PROPIEDAD Y HACER VIDA DE FAMILIA. UN HOGAR MAS QUE UNA ESTRUCTURA NOS DA EL PRIVILEGIO DE TENER UN ESPACIO POR EJEMPLO, DONDE PODEMOS EDUCAR A NUESTROS HIJOS CON VALORES Y MOSTRALE EL CAMINO DE LA LUZ.
A CONTINUACION QUIERO COMPARTIR CON USTEDES UN ESCRITO QUE ACABO DE RECIBIR DE MI AMIGA KEREN BORRAS.
Lunes 16 de Octubre de 2006
Percepciones
¿Qué pasaría si tus limitaciones no fuesen más que una ilusión? ¿Qué tal si estuvieses paralizado no por tus circunstancias, sino por tu mente? Aunque identificar las percepciones de los demás suele ser sencillo, poder diferenciar entre las propias percepciones y la realidad suele ser más complicado.
En muchos sentidos, el mundo tal cual lo ves es una creación propiamente tuya. Piensa en lo que ello podría significar. Si tan sólo pudieses hacer que tu mente trascendiese los obstáculos que percibe, quizás te darías cuenta de que en realidad no existen. En el preciso instante en que decidieses modificar tu punto de vista las limitaciones contra las que luchas podrían desaparecer.
Eso que parecía ser la fría, dura e inmutable realidad podría derretirse y transformarse gracias al poder de tus propias percepciones. Aunque sería tonto ignorar la realidad, quedar congelado por ella resultaría trágico.
¿Qué tal si pudieses transformar el mundo y no lo supieses? ¿Qué tal si súbitamente tomases conciencia de ello? Mira más allá de lo obvio. Mira más allá de tus propios supuestos. Sal del marco de tus propias percepciones y maravíllate con la inmensidad de tu potencial.
KEREN BORRAS
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
Friday, October 13, 2006
PRONOSTICO DE MERCADO DE VENTAS DE BIENES RAICES FAVORABLES DENTRO DE 6 MESES
MARRERO REAL ESTATE ROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MERCADO DE BUENAS VENTAS EN BIENES RAICES PODRIA ESTAR REGRESANDO DENTRO DE LOS PROXIMOS SEIS MESES SEGUN VARIOS ANALISTAS Y CORREDORES. ESTA SITUACION ENTONCES SUPONE QUE LAS EXTRAORDINARIAS OPORTUNIDADES DE COMPRAR EN UN TREMENDO PRECIO PODRIAN ESTAR LLEGANDO A SU FIN EN ESTE MISMO PERIODO DE TIEMPO. AL EXISTIR UNA BUENA CANTIDAD DE PROPIEDADES EN EL MERCADO ESTE ES AHORA.
Home prices correcting, buyers returning, says NAR
PALM BEACH COUNTY, Fla. -- Oct. 12, 2006 -- Existing home sales across South Florida could rebound in the next three to six months, but demand for new homes probably won't pick up until 2008, a real estate analyst said Wednesday.
"The Realtors will get happy before the builders," Brad Hunter told more than 400 people attending an Urban Land Institute conference at the Palm Beach County Convention Center in West Palm Beach.
If hurricane season ends Nov. 30 without another storm hitting the region, hesitant buyers will start making offers on the glut of unsold homes, said Hunter, who runs the South Florida division of MetroStudy, a West Palm Beach consulting firm. It will take about 18 months after that for new home sales to increase, he said.
Other real estate observers are more skeptical of short-term improvement in a local housing market that slowed dramatically in 2006 after the five-year boom when the price of a typical home more than doubled to well above $300,000.
Aside from the threat of hurricanes, buyers are afraid to commit for fear that falling prices will tumble more, Hunter said. But Moody's Economy.com issued a report last week that suggested the worst of the housing squeeze has occurred in South Florida.
The West Chester, Pa., research firm said Palm Beach County's median price for existing homes fell from late 2005 through the third quarter of 2006 but won't go any lower. Broward County's median will continue to decline through the third quarter of 2007, according to the report.
Palm Beach County's median price declined $25,400 to $386,000 in August, marking the first year-over-year drop in seven years, according to the Florida Association of Realtors. The August median for Broward County fell $24,200 to $362,800. It was the second month in a row that Broward's median declined on an annual basis.
Mortgage rates are holding steady, and former Federal Reserve Chairman Alan Greenspan said this week that he expects the slumping market to stabilize.
"The key thing that has to happen," Hunter said, "is that the (buyers') psychology has to change, and it's going to."
Still, rising insurance premiums and property-tax bills are major deterrents to buying homes. Consumers are looking to lawmakers to offer relief on those fronts.
"A lot of people are sitting and waiting," said Debbie Anderson, an agent for Prudential Florida WCI Realty in northwest Broward County. "I don't blame them."
Ashley Ostroff is asking $498,900 for her three-bedroom Palm Beach Gardens home even though her agent said she could get more. Ostroff, a marketing director, has yet to field an offer.
"Even people who are ready to buy now are waiting because of what they're hearing in the media," she said. "It doesn't matter what the market is doing. Buy at the price that's right for you."
Minto Communities, a Coconut Creek-based home builder, said it's starting to find more interest in new homes.
About 3,000 people turned out last weekend for a townhouse and condominium development in Sunrise, while 1,500 showed up in August for a single-family home project in St. Lucie County, Minto President Harry Posin said.
"The consumer is responding," he said. "We just have to work through this."
Copyright © 2006, South Florida Sun-Sentinel, Paul Owers. Distributed by McClatchy-
Tribune Business News.
JOSE RAUL MARRERO
787 486-7906
407-436-5140
RAULMARREROJR@YAHOO.COM
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MERCADO DE BUENAS VENTAS EN BIENES RAICES PODRIA ESTAR REGRESANDO DENTRO DE LOS PROXIMOS SEIS MESES SEGUN VARIOS ANALISTAS Y CORREDORES. ESTA SITUACION ENTONCES SUPONE QUE LAS EXTRAORDINARIAS OPORTUNIDADES DE COMPRAR EN UN TREMENDO PRECIO PODRIAN ESTAR LLEGANDO A SU FIN EN ESTE MISMO PERIODO DE TIEMPO. AL EXISTIR UNA BUENA CANTIDAD DE PROPIEDADES EN EL MERCADO ESTE ES AHORA.
Home prices correcting, buyers returning, says NAR
PALM BEACH COUNTY, Fla. -- Oct. 12, 2006 -- Existing home sales across South Florida could rebound in the next three to six months, but demand for new homes probably won't pick up until 2008, a real estate analyst said Wednesday.
"The Realtors will get happy before the builders," Brad Hunter told more than 400 people attending an Urban Land Institute conference at the Palm Beach County Convention Center in West Palm Beach.
If hurricane season ends Nov. 30 without another storm hitting the region, hesitant buyers will start making offers on the glut of unsold homes, said Hunter, who runs the South Florida division of MetroStudy, a West Palm Beach consulting firm. It will take about 18 months after that for new home sales to increase, he said.
Other real estate observers are more skeptical of short-term improvement in a local housing market that slowed dramatically in 2006 after the five-year boom when the price of a typical home more than doubled to well above $300,000.
Aside from the threat of hurricanes, buyers are afraid to commit for fear that falling prices will tumble more, Hunter said. But Moody's Economy.com issued a report last week that suggested the worst of the housing squeeze has occurred in South Florida.
The West Chester, Pa., research firm said Palm Beach County's median price for existing homes fell from late 2005 through the third quarter of 2006 but won't go any lower. Broward County's median will continue to decline through the third quarter of 2007, according to the report.
Palm Beach County's median price declined $25,400 to $386,000 in August, marking the first year-over-year drop in seven years, according to the Florida Association of Realtors. The August median for Broward County fell $24,200 to $362,800. It was the second month in a row that Broward's median declined on an annual basis.
Mortgage rates are holding steady, and former Federal Reserve Chairman Alan Greenspan said this week that he expects the slumping market to stabilize.
"The key thing that has to happen," Hunter said, "is that the (buyers') psychology has to change, and it's going to."
Still, rising insurance premiums and property-tax bills are major deterrents to buying homes. Consumers are looking to lawmakers to offer relief on those fronts.
"A lot of people are sitting and waiting," said Debbie Anderson, an agent for Prudential Florida WCI Realty in northwest Broward County. "I don't blame them."
Ashley Ostroff is asking $498,900 for her three-bedroom Palm Beach Gardens home even though her agent said she could get more. Ostroff, a marketing director, has yet to field an offer.
"Even people who are ready to buy now are waiting because of what they're hearing in the media," she said. "It doesn't matter what the market is doing. Buy at the price that's right for you."
Minto Communities, a Coconut Creek-based home builder, said it's starting to find more interest in new homes.
About 3,000 people turned out last weekend for a townhouse and condominium development in Sunrise, while 1,500 showed up in August for a single-family home project in St. Lucie County, Minto President Harry Posin said.
"The consumer is responding," he said. "We just have to work through this."
Copyright © 2006, South Florida Sun-Sentinel, Paul Owers. Distributed by McClatchy-
Tribune Business News.
JOSE RAUL MARRERO
787 486-7906
407-436-5140
RAULMARREROJR@YAHOO.COM
TODOS SOMOS GUERREROS DE LUZ!
Wednesday, October 11, 2006
NUEVAMENTE BAJA LA TAZA DE INTERES DE LAS HIPOTECAS DE INTERES FIJO EN 6.30, SU PUNTO MAS BAJO DESDE MARZO DE 2006
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA TODOS
NUEVAMENTE BAJAN LA TAZA DE INTERES HIPOTECARIO. A CONTINUACION EL TEXTO DE LA NOTICIA.
FI WASHINGTON -- Oct. 6, 20067 -- Rates on 30-year mortgages edged down this week to a seven-month low.
Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages fell to 6.30 percent, down slightly from 6.31 percent last week. It put rates at the lowest level since they were at 6.24 percent the first week of March.
Rates have been headed lower for more than two months as financial markets have become convinced that a slowing economy will help ease inflation pressures and that will keep the Federal Reserve from raising interest rates further.
The drop in mortgages has spurred a rebound in mortgage applications, driven in part by homeowners with adjustable rate mortgages who want to refinance to a fixed rate before their current mortgages reset to a higher monthly payment.
"Home refinancing rose 18 percent last week, accounting for almost half of all mortgage applications," said Frank Nothaft, chief economist at Freddie Mac.
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, averaged 5.98 percent last week, the same as the previous week. That is the lowest rate for this type of mortgage since March 23.
Rates on one-year adjustable rate mortgages dipped to 5.46 percent, down from 5.47 percent last week.
Rates on five-year adjustable-rate mortgages were unchanged at 6.00 percent.
The mortgage rates do not include add-on fees known as points. For a 30-year mortgage, the nationwide average fee was 0.3 point while the 15-year mortgage carried a fee of 0.4 point. The one-year ARM had a nationwide average fee of 0.7 point and the five-year ARM carried a fee of 0.5 point.
A year ago, 30-year mortgages averaged 5.98 percent, 15-year mortgages stood at 5.54 percent, one-year ARMs were at 4.77 percent and the five-year ARMs were at 5.48 percent.
EN MARRERO REAL ESTATE ESTAMOS PARA APOYARLE EN ALCANZAR SUS SUENOS. LLAME AHORA DIRECTAMENTE AL 787-486-7906 O AL 407 436-5140
TAMBIEN NOS PUEDEN ENVIAR SU CORREO ELECTRONICO A RAULMARREROJR@YAHOO.COM
JOSE RAUL MARRERO
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA TODOS
NUEVAMENTE BAJAN LA TAZA DE INTERES HIPOTECARIO. A CONTINUACION EL TEXTO DE LA NOTICIA.
FI WASHINGTON -- Oct. 6, 20067 -- Rates on 30-year mortgages edged down this week to a seven-month low.
Mortgage-giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages fell to 6.30 percent, down slightly from 6.31 percent last week. It put rates at the lowest level since they were at 6.24 percent the first week of March.
Rates have been headed lower for more than two months as financial markets have become convinced that a slowing economy will help ease inflation pressures and that will keep the Federal Reserve from raising interest rates further.
The drop in mortgages has spurred a rebound in mortgage applications, driven in part by homeowners with adjustable rate mortgages who want to refinance to a fixed rate before their current mortgages reset to a higher monthly payment.
"Home refinancing rose 18 percent last week, accounting for almost half of all mortgage applications," said Frank Nothaft, chief economist at Freddie Mac.
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, averaged 5.98 percent last week, the same as the previous week. That is the lowest rate for this type of mortgage since March 23.
Rates on one-year adjustable rate mortgages dipped to 5.46 percent, down from 5.47 percent last week.
Rates on five-year adjustable-rate mortgages were unchanged at 6.00 percent.
The mortgage rates do not include add-on fees known as points. For a 30-year mortgage, the nationwide average fee was 0.3 point while the 15-year mortgage carried a fee of 0.4 point. The one-year ARM had a nationwide average fee of 0.7 point and the five-year ARM carried a fee of 0.5 point.
A year ago, 30-year mortgages averaged 5.98 percent, 15-year mortgages stood at 5.54 percent, one-year ARMs were at 4.77 percent and the five-year ARMs were at 5.48 percent.
EN MARRERO REAL ESTATE ESTAMOS PARA APOYARLE EN ALCANZAR SUS SUENOS. LLAME AHORA DIRECTAMENTE AL 787-486-7906 O AL 407 436-5140
TAMBIEN NOS PUEDEN ENVIAR SU CORREO ELECTRONICO A RAULMARREROJR@YAHOO.COM
JOSE RAUL MARRERO
TODOS SOMOS GUERREROS DE LUZ!
Monday, October 09, 2006
ALGUNOS CONSEJOS DE COMO COMPRAR RESIDENCIAS EN EL MERCADO ACTUAL
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN GRANDISO DIA PARA TODOS
ESTE ES UN GRAN MOMENTO PARA COMPRAR UNA RESIDENCIA EN EL ESTADO DE LA FLORIDA. EL MERCADO FAVORECE GRANDEMENTE A LOS COMPRADORES. MUCHAS RESIDENCIAS ESTAN A LA VENTA ACTUALMENTE Y ALGUNOS VENDEDORES PUDIERAN TENER URGENCIA DE VENDER.
AUNQUE ALGUNOS PUDIERAN PENSAR DE MANERA DIFERENTE, LOS PRECIOS PUDIERAN MANTENERSE EN BAJA POR LOS PROXIMOS MESES. LA TAZA DE INTERES HIPOTECARIOS SE MANTIENE MUY ATRACTIVA ACTUALMENTE.
AGUNOS IMPORTANTES CONSEJOS PARA UN COMPRADOR SON LOS SIGUIENTES.
1. CONSEGUIR UN BUEN BROKER O SALES REAL ESTATE PERSON QUE LO REPRESENTE ADECUADAMENTE Y QUE TENGA ACCESO A LOS MECANISMOS TECNOLOGICOS MODERNOS DONDE SE ENCUENTRAN TREMENDAS OFERTAS DE VENTA. CONTRARIO A SALIR A BUSCARLA POR SI SOLO LA TECNOLOGIA A LA QUE TENEMOS ACCESO LOS BROKER O SALES PERSON REAL ESTATE EN LA FLORIDA, NOS PERMITEN CUBRIR UN RADIO MAYOR DE OPORTUNIDADES.
2.LA MANERA DE NEGOCIAR Y LAS DIFERENTES ALTERNATIVAS DE OFERTAS MEDIANTE CONTRATOS, PROGRAMAS E IDEAS INOVADORAS DE HACER OFERTAS Y CONTRAOFERTAS A LOS VENDEDORES, SON OTRA VENTAJA QUE OFRECE EL CONTRATAR UN PROFECIONAL EN EL CAMPO. NO OLVIDE QUE LA COMISION POR ESTE SERVICIO, EN LA GRAN MAYORIA DE LAS OCASIONES ES SUFRAGADA POR EL VENDEDOR DE LA RESIDENCIA.
3. EVITE COMPRAR UNA RESIDENCIA DANDO DEPOSITO DIRECTO AL VENDEDOR DE LA RESIDENCIA SIN LA UTILIZACION DE LOS CANALES ADECUADOS HASTA TANTO USTED NO PUEDA TENER LA SEGURIDAD DE UN TITLO LIBRE DE PROBLEMAS LEGALES, AMBIENTALES, O CONTRIBUTIVOS EN SUS MANOS.
4. SI USTED ENCUENTRA LA RESIDENCIA ADECUADA AHORA NO DEJE PASAR LA OPORTUNIDAD. SON CIENTOS DE MILES DE PERSONAS QUE ME ENCUENTRO DIARIAMENTE QUE ME HACEN LA ANECTOTA DE HABER TENIDO UNA BUENA OPORTUNIDAD EN SUS MANOS Y LUEGO LA DEJARON PASAR PARA SORPREDERSE DE EL AUMENTO QUE HA ONTENIDO DICHA PROPIEDAD CON EL PASAR DEL TIEMPO.
5. SI TIENE MIEDO A EQUIVOCARSE, PUES ESTE ES UNO DE LOS POCOS MERCADOS DE NEGOCIOS EN DONDE USTED PUEDE EQUIVOCARSE CON ALGUN PAGO A SOBREPRECIO Y EL TIEMPO SE ENCARGA DE CORREGIR LA SITUACION.
EN MARRERO REAL ESTATE BROKERAGE LLC. TENEMOS PROFECIONALES DISPUESTOS A APOYARLE Y ORIENTARLE PARA QUE USTED ALCANZE SU SUENO DE TENER UNA RESIDENCIA O SIMPLEMENTE AQUELLOS VALIENTES QUE DESEAN APROVECHAR ESTE MERCADO FAVORABLE A LOS COMPRADORES Y OBTENER BUENOS RESULTADOS PARA SU FUTURO.
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN GRANDISO DIA PARA TODOS
ESTE ES UN GRAN MOMENTO PARA COMPRAR UNA RESIDENCIA EN EL ESTADO DE LA FLORIDA. EL MERCADO FAVORECE GRANDEMENTE A LOS COMPRADORES. MUCHAS RESIDENCIAS ESTAN A LA VENTA ACTUALMENTE Y ALGUNOS VENDEDORES PUDIERAN TENER URGENCIA DE VENDER.
AUNQUE ALGUNOS PUDIERAN PENSAR DE MANERA DIFERENTE, LOS PRECIOS PUDIERAN MANTENERSE EN BAJA POR LOS PROXIMOS MESES. LA TAZA DE INTERES HIPOTECARIOS SE MANTIENE MUY ATRACTIVA ACTUALMENTE.
AGUNOS IMPORTANTES CONSEJOS PARA UN COMPRADOR SON LOS SIGUIENTES.
1. CONSEGUIR UN BUEN BROKER O SALES REAL ESTATE PERSON QUE LO REPRESENTE ADECUADAMENTE Y QUE TENGA ACCESO A LOS MECANISMOS TECNOLOGICOS MODERNOS DONDE SE ENCUENTRAN TREMENDAS OFERTAS DE VENTA. CONTRARIO A SALIR A BUSCARLA POR SI SOLO LA TECNOLOGIA A LA QUE TENEMOS ACCESO LOS BROKER O SALES PERSON REAL ESTATE EN LA FLORIDA, NOS PERMITEN CUBRIR UN RADIO MAYOR DE OPORTUNIDADES.
2.LA MANERA DE NEGOCIAR Y LAS DIFERENTES ALTERNATIVAS DE OFERTAS MEDIANTE CONTRATOS, PROGRAMAS E IDEAS INOVADORAS DE HACER OFERTAS Y CONTRAOFERTAS A LOS VENDEDORES, SON OTRA VENTAJA QUE OFRECE EL CONTRATAR UN PROFECIONAL EN EL CAMPO. NO OLVIDE QUE LA COMISION POR ESTE SERVICIO, EN LA GRAN MAYORIA DE LAS OCASIONES ES SUFRAGADA POR EL VENDEDOR DE LA RESIDENCIA.
3. EVITE COMPRAR UNA RESIDENCIA DANDO DEPOSITO DIRECTO AL VENDEDOR DE LA RESIDENCIA SIN LA UTILIZACION DE LOS CANALES ADECUADOS HASTA TANTO USTED NO PUEDA TENER LA SEGURIDAD DE UN TITLO LIBRE DE PROBLEMAS LEGALES, AMBIENTALES, O CONTRIBUTIVOS EN SUS MANOS.
4. SI USTED ENCUENTRA LA RESIDENCIA ADECUADA AHORA NO DEJE PASAR LA OPORTUNIDAD. SON CIENTOS DE MILES DE PERSONAS QUE ME ENCUENTRO DIARIAMENTE QUE ME HACEN LA ANECTOTA DE HABER TENIDO UNA BUENA OPORTUNIDAD EN SUS MANOS Y LUEGO LA DEJARON PASAR PARA SORPREDERSE DE EL AUMENTO QUE HA ONTENIDO DICHA PROPIEDAD CON EL PASAR DEL TIEMPO.
5. SI TIENE MIEDO A EQUIVOCARSE, PUES ESTE ES UNO DE LOS POCOS MERCADOS DE NEGOCIOS EN DONDE USTED PUEDE EQUIVOCARSE CON ALGUN PAGO A SOBREPRECIO Y EL TIEMPO SE ENCARGA DE CORREGIR LA SITUACION.
EN MARRERO REAL ESTATE BROKERAGE LLC. TENEMOS PROFECIONALES DISPUESTOS A APOYARLE Y ORIENTARLE PARA QUE USTED ALCANZE SU SUENO DE TENER UNA RESIDENCIA O SIMPLEMENTE AQUELLOS VALIENTES QUE DESEAN APROVECHAR ESTE MERCADO FAVORABLE A LOS COMPRADORES Y OBTENER BUENOS RESULTADOS PARA SU FUTURO.
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
Friday, October 06, 2006
ALGUNOS EXPERTOS PRONOSTICAN DECLIVE DE PRECIOS DE PRPIEDADES EN DIVERSAS ZONAS DE LA FLORIDA
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA USTED
A CONTINUACION COMPARTIREMOS LA OPINION DE ALGUNOS ANALISTAS QUE PREDICEN UNA BAJA DE PRECIOS DE PROPIEDADES EN ALGUNAS ZONAS DE LA FLORIDA. PRECISAMENTE EL AREA DONDE MAS FUERTE COMENZO EL DRAMATICO AUMENTO DE VALOR DE LAS PROPIEDADES EN EL ESTADO DE LA FLORIDA DURANTE EL FINAL DEL 2004 Y COMIENZO DEL 2005, POR LA GRAN CANTIDAD DE INVERSIONISTAS EUROPEOS, ES LA ZONA CON LA TAZA MAS GRANDE DE CAIDA DE PRECIOS PRONOSTICADO.
Cape Coral: 18.6%
Sarasota: 14.0%
Naples: 13.8%
Punta Gorda: 8.9%
Fort Walton Beach: 7.9%
Fort Lauderdale: 5.9%
West Palm Beach: 5.7%
Miami: 5.5%
ES IMPORTANTE SENALAR QUE ESTE ANALISIS ESTA FUERTEMENTE INFLUENCIADO POR FACTORES COMO EL PRONOSTICO DE AUMENTO DE INTERES HIPOTECARIO Y EL AUMENTO DEL PRECIO DEL PETROLEO. AMBOS FACTORES CONTRARIO A LO PRONOSTICADO ESTAN EN BAJA ACTUALMENTE.,
A CONTINUACION EL TEXTO DE LA NOTICIA.
Florida metropolitan areas where Moody's Economy.com, a private research firm, predicts future house price declines:
Cape Coral: 18.6%
Sarasota: 14.0%
Naples: 13.8%
Punta Gorda: 8.9%
Fort Walton Beach: 7.9%
Fort Lauderdale: 5.9%
West Palm Beach: 5.7%
Miami: 5.5%
Source: Moody's Economy.com
WASHINGTON (AP) -- Oct. 5, 2006 -- Housing prices, slumping after a five-year boom, are projected to decline in more than 100 of America's metropolitan areas, with the Northeast, Florida and California among the areas hardest hit.
The forecast by Moody's Economy.com, a private research firm, presents one of the starkest views yet of the U.S. housing slowdown that has been gathering force in recent months.
The forecasting firm projects that the median sales price for an existing home will decline in 2007 by 3.6 percent, which would be the first decline for an entire year in U.S. home prices since the Great Depression of the 1930s.
The forecast is included in a 195-page report, ''Housing at the Tipping Point,'' which The Associated Press obtained before its general release on Wednesday.
The report projected that 133 of 379 U.S. metropolitan areas would suffer price declines. Those metropolitan areas with declining prices account for nearly one-half of the value of America's stock of single-family homes.
The price declines represent quite a contrast from the past five years when low mortgage rates pushed sales to five consecutive annual records and prices in the hottest sales areas skyrocketed.
But this year, the once red-hot housing market has cooled significantly. Some analysts are worried that the slowdown could become so severe that it could drag the entire country into a recession, much as the bursting of the stock market bubble in 2000 led to the 2001 slump.
The housing report said the biggest percentage price decline will be in Danville, Illinois, where prices have already fallen by 18.7 percent from the peak in the second quarter of 2005 to a low-point in the first three months of this year. That setback occurred because of layoffs in autos and other manufacturing industries, which depressed the local economy.
The second biggest decline is projected to occur in the Fort Myers, Florida, area, a fall of 18.6 percent from the peak in the final three months of last year to a low-point for prices that is projected to occur in the second quarter of 2007.
The 133 areas with slumping prices are concentrated in the states of California and Florida and the Northeast corridor from southern Maine to just south of Washington, D.C., as well as boom areas of Nevada and Arizona and some depressed sections of the Midwest such as Detroit.
Of the areas with falling prices, 73 were forecast to hit their low point by the end of this year with the rest seeing a trough for prices in 2007 or later.
But even in areas that have already hit a low point, the rebound in prices is not expected to occur quickly.
''Prices are going to go down and stay down for a while. It will take at least a couple of years to work off the excesses of the last decade,'' said Mark Zandi, chief economist at Moody's Economy.com and the principal author of the report.
Not all parts of the United States will experience price declines. The report said Texas, the Southeastern states other than Florida and much of the Midwest Farm Belt should be immune from price declines.
It projected that annual price gains over the next two years would average 4.2 percent in the Dallas area, 3.3 percent in the Charlotte, N.C., area and 3 percent in the Columbus, Ohio, area.
The report said the most vulnerable areas for price declines were those regions where red-hot markets attracted speculators known as ''flippers'' who purchased homes in hopes of selling them fast for a quick profit.
''Housing's downturn has turned even more dramatic with the rapid flight of the flipper from the market,'' the report said. ''These investors have gone from sending home sales and prices shooting higher to driving sales and prices lower.''
The report described the current environment as a ''correction'' and not a ''crash,'' but it cautioned that there were downside risks that could make the slowdown more serious.
A big threat is that the fall in home prices could have a significant impact on consumer spending patterns. The so-called wealth effect pushed U.S. consumer spending higher during the housing boom as soaring home prices made homeowners feel more wealthy and thus more inclined to spend money. But falling home prices could have the reverse effect and depress consumer spending.
''We believe the housing downturn will weigh on the economic expansion but will not break it. But there are risks,'' Zandi said.
The slowdown in housing occurred as a result of a two-year campaign by the Federal Reserve to push interest rates higher as a way of slowing the U.S. economy enough to keep inflation under control.
The Fed has kept rates unchanged for the past two months and many economists believe the central bank has finished its rate hikes as long as inflation pressures keep falling.
The belief that the current economic slowdown is restraining inflation has helped push mortgage rates lower with the 30-year mortgage now at a six-month low of 6.31 percent, an improvement that is expected to help put a floor on housing's fall.
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
RAULMARREROJR@YAHOO.COM
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN MARAVILLOSO DIA PARA USTED
A CONTINUACION COMPARTIREMOS LA OPINION DE ALGUNOS ANALISTAS QUE PREDICEN UNA BAJA DE PRECIOS DE PROPIEDADES EN ALGUNAS ZONAS DE LA FLORIDA. PRECISAMENTE EL AREA DONDE MAS FUERTE COMENZO EL DRAMATICO AUMENTO DE VALOR DE LAS PROPIEDADES EN EL ESTADO DE LA FLORIDA DURANTE EL FINAL DEL 2004 Y COMIENZO DEL 2005, POR LA GRAN CANTIDAD DE INVERSIONISTAS EUROPEOS, ES LA ZONA CON LA TAZA MAS GRANDE DE CAIDA DE PRECIOS PRONOSTICADO.
Cape Coral: 18.6%
Sarasota: 14.0%
Naples: 13.8%
Punta Gorda: 8.9%
Fort Walton Beach: 7.9%
Fort Lauderdale: 5.9%
West Palm Beach: 5.7%
Miami: 5.5%
ES IMPORTANTE SENALAR QUE ESTE ANALISIS ESTA FUERTEMENTE INFLUENCIADO POR FACTORES COMO EL PRONOSTICO DE AUMENTO DE INTERES HIPOTECARIO Y EL AUMENTO DEL PRECIO DEL PETROLEO. AMBOS FACTORES CONTRARIO A LO PRONOSTICADO ESTAN EN BAJA ACTUALMENTE.,
A CONTINUACION EL TEXTO DE LA NOTICIA.
Florida metropolitan areas where Moody's Economy.com, a private research firm, predicts future house price declines:
Cape Coral: 18.6%
Sarasota: 14.0%
Naples: 13.8%
Punta Gorda: 8.9%
Fort Walton Beach: 7.9%
Fort Lauderdale: 5.9%
West Palm Beach: 5.7%
Miami: 5.5%
Source: Moody's Economy.com
WASHINGTON (AP) -- Oct. 5, 2006 -- Housing prices, slumping after a five-year boom, are projected to decline in more than 100 of America's metropolitan areas, with the Northeast, Florida and California among the areas hardest hit.
The forecast by Moody's Economy.com, a private research firm, presents one of the starkest views yet of the U.S. housing slowdown that has been gathering force in recent months.
The forecasting firm projects that the median sales price for an existing home will decline in 2007 by 3.6 percent, which would be the first decline for an entire year in U.S. home prices since the Great Depression of the 1930s.
The forecast is included in a 195-page report, ''Housing at the Tipping Point,'' which The Associated Press obtained before its general release on Wednesday.
The report projected that 133 of 379 U.S. metropolitan areas would suffer price declines. Those metropolitan areas with declining prices account for nearly one-half of the value of America's stock of single-family homes.
The price declines represent quite a contrast from the past five years when low mortgage rates pushed sales to five consecutive annual records and prices in the hottest sales areas skyrocketed.
But this year, the once red-hot housing market has cooled significantly. Some analysts are worried that the slowdown could become so severe that it could drag the entire country into a recession, much as the bursting of the stock market bubble in 2000 led to the 2001 slump.
The housing report said the biggest percentage price decline will be in Danville, Illinois, where prices have already fallen by 18.7 percent from the peak in the second quarter of 2005 to a low-point in the first three months of this year. That setback occurred because of layoffs in autos and other manufacturing industries, which depressed the local economy.
The second biggest decline is projected to occur in the Fort Myers, Florida, area, a fall of 18.6 percent from the peak in the final three months of last year to a low-point for prices that is projected to occur in the second quarter of 2007.
The 133 areas with slumping prices are concentrated in the states of California and Florida and the Northeast corridor from southern Maine to just south of Washington, D.C., as well as boom areas of Nevada and Arizona and some depressed sections of the Midwest such as Detroit.
Of the areas with falling prices, 73 were forecast to hit their low point by the end of this year with the rest seeing a trough for prices in 2007 or later.
But even in areas that have already hit a low point, the rebound in prices is not expected to occur quickly.
''Prices are going to go down and stay down for a while. It will take at least a couple of years to work off the excesses of the last decade,'' said Mark Zandi, chief economist at Moody's Economy.com and the principal author of the report.
Not all parts of the United States will experience price declines. The report said Texas, the Southeastern states other than Florida and much of the Midwest Farm Belt should be immune from price declines.
It projected that annual price gains over the next two years would average 4.2 percent in the Dallas area, 3.3 percent in the Charlotte, N.C., area and 3 percent in the Columbus, Ohio, area.
The report said the most vulnerable areas for price declines were those regions where red-hot markets attracted speculators known as ''flippers'' who purchased homes in hopes of selling them fast for a quick profit.
''Housing's downturn has turned even more dramatic with the rapid flight of the flipper from the market,'' the report said. ''These investors have gone from sending home sales and prices shooting higher to driving sales and prices lower.''
The report described the current environment as a ''correction'' and not a ''crash,'' but it cautioned that there were downside risks that could make the slowdown more serious.
A big threat is that the fall in home prices could have a significant impact on consumer spending patterns. The so-called wealth effect pushed U.S. consumer spending higher during the housing boom as soaring home prices made homeowners feel more wealthy and thus more inclined to spend money. But falling home prices could have the reverse effect and depress consumer spending.
''We believe the housing downturn will weigh on the economic expansion but will not break it. But there are risks,'' Zandi said.
The slowdown in housing occurred as a result of a two-year campaign by the Federal Reserve to push interest rates higher as a way of slowing the U.S. economy enough to keep inflation under control.
The Fed has kept rates unchanged for the past two months and many economists believe the central bank has finished its rate hikes as long as inflation pressures keep falling.
The belief that the current economic slowdown is restraining inflation has helped push mortgage rates lower with the 30-year mortgage now at a six-month low of 6.31 percent, an improvement that is expected to help put a floor on housing's fall.
GRACIAS POR VISITAR NUESTRO BLOG
JOSE RAUL MARRERO
RAULMARREROJR@YAHOO.COM
787-486-7906
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Wednesday, October 04, 2006
SIGNOS ADICIONALES DE ESTABILIDAD EN MERCADO BIENES RAICES EN LA FLORIDA
MARRERRO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN GRANDIOSO DIA PARA TODOS
EL MERCADO DE BIENES EN EL ESTADO DE LA FLORIDA CONTINUA DANDO MUY BUENOS SIGNOS DE ESTABILIDAD. LA CANTIDAD DE CONTRATOS FIRMADOS PENDIENTES PARA CIERRE DE PROPIEDADES AUMENTO UN 4.3 % EN COMPARACION CON EL MES DE JULIO PASADO. ESTE HECHO SE UNE A VARIOS OTROS FACTORES POSITIVOS COMO UNA BAJA EN LOS INTERESES Y UNA TEMPORADA DE HURACANES RELATIVAMENTE BAJA. EN MARRERO REAL ESTATE BROKERAGE ESTAMOS ESPERIMENTANDO UN SIGNIFICATIVO MOVIMIENTO DE PROPIEDADES CON UNA MUY BUENA CANTIDAD DE COMPRADORES SOLICITANDO NUESTROS SERVICIOS ESPECIALIZADOS.
A CONTINUACION EL DETALLE DE LA NOTICIA
Pending Home Sales Index shows market stabilizing
WASHINGTON -- Oct. 3, 2006 -- Pending home sales are up, indicating a stabilization is taking place in the housing market, according to the National Association of Realtors (NAR).
The Pending Home Sales Index, based on contracts signed in August, rose 4.3 percent to a level of 110.1 from a reading of 105.6 in July, but is 14.1 percent lower than August 2005.
David Lereah, NAR’s chief economist, says the rise in the index is a hopeful sign. "Our sense is that home sales may have reached a low in August -- the Pending Home Sales Index shows home sales should be fairly stable over the next two months, although a minor decline is possible," he says. "With fewer new listings coming on the market, we should be able to draw down the inventory supply early next year to the point where home prices will rise, but at a slower pace than historic norms."
The index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed and the transaction has not closed, but the sale usually is finalized within one or two months of signing.
An index of 100 is equal to the average level of contract activity during 2001, the first year to be examined, and was the first of five consecutive record years for existing-home sales. There is a closer relationship between annual changes in the index and actual market performance than with month-to-month comparisons; analysis shows a strong parallel between changes in the index from a year ago and the actual pace of home sales in coming months.
Regionally, the PHSI in the West rose 9.2 percent in August to 112.7 but was 16.9 percent below August 2005. The index in the South increased 4.0 percent to 126.8 in August but was 9.4 percent below a year ago. In the Northeast, the index rose 3.6 percent in August to 95.4 but was 12.4 percent below August 2005. The index in the Midwest was unchanged at 93.8 in August and was 20.4 percent lower than a year ago.
POST DATA
VENTA URGENTE
ORLANDO SANFORD
3/2 , EXTRAORDINARIA LOC
INMEDIACIONES AREOPUERTO SANFORD
WALKING DISTANCE WALGREENS 24 HR
COCINA REMODELADA
$162,000.00
VEALA EN NUESTRA GALERIA DE FOTOS
787 486-7906
407-436-5140
RAULMARREROJR@YAHOO.COM
TODOS SOMOS GUERREROS DE LUZ
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
UN GRANDIOSO DIA PARA TODOS
EL MERCADO DE BIENES EN EL ESTADO DE LA FLORIDA CONTINUA DANDO MUY BUENOS SIGNOS DE ESTABILIDAD. LA CANTIDAD DE CONTRATOS FIRMADOS PENDIENTES PARA CIERRE DE PROPIEDADES AUMENTO UN 4.3 % EN COMPARACION CON EL MES DE JULIO PASADO. ESTE HECHO SE UNE A VARIOS OTROS FACTORES POSITIVOS COMO UNA BAJA EN LOS INTERESES Y UNA TEMPORADA DE HURACANES RELATIVAMENTE BAJA. EN MARRERO REAL ESTATE BROKERAGE ESTAMOS ESPERIMENTANDO UN SIGNIFICATIVO MOVIMIENTO DE PROPIEDADES CON UNA MUY BUENA CANTIDAD DE COMPRADORES SOLICITANDO NUESTROS SERVICIOS ESPECIALIZADOS.
A CONTINUACION EL DETALLE DE LA NOTICIA
Pending Home Sales Index shows market stabilizing
WASHINGTON -- Oct. 3, 2006 -- Pending home sales are up, indicating a stabilization is taking place in the housing market, according to the National Association of Realtors (NAR).
The Pending Home Sales Index, based on contracts signed in August, rose 4.3 percent to a level of 110.1 from a reading of 105.6 in July, but is 14.1 percent lower than August 2005.
David Lereah, NAR’s chief economist, says the rise in the index is a hopeful sign. "Our sense is that home sales may have reached a low in August -- the Pending Home Sales Index shows home sales should be fairly stable over the next two months, although a minor decline is possible," he says. "With fewer new listings coming on the market, we should be able to draw down the inventory supply early next year to the point where home prices will rise, but at a slower pace than historic norms."
The index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed and the transaction has not closed, but the sale usually is finalized within one or two months of signing.
An index of 100 is equal to the average level of contract activity during 2001, the first year to be examined, and was the first of five consecutive record years for existing-home sales. There is a closer relationship between annual changes in the index and actual market performance than with month-to-month comparisons; analysis shows a strong parallel between changes in the index from a year ago and the actual pace of home sales in coming months.
Regionally, the PHSI in the West rose 9.2 percent in August to 112.7 but was 16.9 percent below August 2005. The index in the South increased 4.0 percent to 126.8 in August but was 9.4 percent below a year ago. In the Northeast, the index rose 3.6 percent in August to 95.4 but was 12.4 percent below August 2005. The index in the Midwest was unchanged at 93.8 in August and was 20.4 percent lower than a year ago.
POST DATA
VENTA URGENTE
ORLANDO SANFORD
3/2 , EXTRAORDINARIA LOC
INMEDIACIONES AREOPUERTO SANFORD
WALKING DISTANCE WALGREENS 24 HR
COCINA REMODELADA
$162,000.00
VEALA EN NUESTRA GALERIA DE FOTOS
787 486-7906
407-436-5140
RAULMARREROJR@YAHOO.COM
TODOS SOMOS GUERREROS DE LUZ
