Saturday, June 09, 2007
FUERTE SENAL DE RECUPERACION AUMENTAN TAZAS DE INTERES HIPOTECARIOS
JOSE RAUL MARRERO
LUXURY REALTY
BROKER REAL ESTATE ASOC
ESPERO TENGAS UN MARAVILLOSO DIA
POR CUARTA SEMANA CONSECUTIVA SUBE LA TAZA DE INTERESES HIPOTECARIOS PRINCIPALMENTE POR CAUSA DEL FUERTE IMPACTO DE UN SALUDABLE MERCADO DE EMPLEOS CREADOS RECIENTEMENTE Y DISPONIBLES.
TODAVIA EN ESTE MOMENTO SE EXPERIMENTA UN ALTO INVENTARIO DE PROPIEDADES A LA VENTA. EL 23% DEL MERCADO DE DUENOS DE PROPIEDADES EN LA FLORIDA SON INVERSIONISTAS Y ESTABAN RENTANDO SU PROPIEDAD. EN CAMBIO AHORA UN ALTO SECTOR DE ESTOS DUENOS HAN PUESTO SUS SEGUNDAS Y TERCERAS VIVIENDAS A LA VENTA LO QUE HA OCASIONADO EL DECLIVE DE PRECIOS Y LAS VENTAJAS A LOS COMPRADORES POR EL ALTO INVENTARIO DISPONIBLE CONTINUAN.
EL 13% DE LOS DUENOS DE PROPIEDADES DE LA FLORIDA SON DEL SEGMENTO DE PROPIEDADES PARA VACACIONAR. ESTE SEGMENTO SE MANTINE SALUDABLE POR EL CONTINUO FLUJO DE VISITANTES A LAS ATRACCIONES TURISTICAS DE LA FLORIDA CENTRAL. EL TURISMO SE MANTIENE FUERTE EN ESTOS MOMENTOS.
EL AUMENTO EN PRECIO DE LAS PROPIEDADES NO IBA A LA PAR CON EL AUMENTO EN LOS INGRESOS DE LOS INDIVIDUOS RAZON POR LA CUAL SE ESTABA PRONOSTICANDO UNA SITUACION DE REVALORIZACION DE LAS PROPIEDADES.
DEBIDO AL AUMENTO DE PROPIEDADES REPOSEIDAS POR EL BANCO EL MERCADO HIPOTECARIO PRIMARIO HA AJUSTADO LAS GUIAS Y AHORA ES UN POCO MAS DIFICIL OBTENER UN PRESTAMO HIPOTECARIO.
POR OTRO LADO LAS NUEVAS SUBDIVICIONES Y LOS DUENOS QUE DESEAN VENDER AHORA ESTAN ABONANDO A LOS GASTOS DE CIERRE CANTIDADES SIGNIFICATIVAS PARA LOGRAR VENDER SUS PROPIEDADES.
LAS TAZACIONES SE AJUSTARON EN ESTE MERCADO.
ADJUNTO MAS INFORMACION
E Rates on 30-year mortgages jump
Mortgage Rate Trend Index
Rates will continue to rise over the next 30 to 45 days, say 58 percent of the mortgage experts polled by Bankrate.com. Only 16 percent say rates will fall; the remaining 26 percent predicting little change.
WASHINGTON – June 8, 2007 – Rates on 30-year mortgages rose for a fourth straight week, hitting the highest level in 10 months, as bond markets responded to strong employment growth.
Mortgage giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages averaged 6.53 percent this week. That was up sharply from 6.42 percent last week and represented the highest point for 30-year mortgages since they averaged 6.55 percent on Aug. 10.
Analysts attributed the increase to recent signs of economic strength outside of the slumping housing market including last week’s report that the economy created 157,000 jobs in May, nearly double the April pace.
“Mortgage rates climbed this week owing to market concerns of a tight labor force and wage growth,” said Frank Nothaft, Freddie Mac’s chief economist.
He said that bond markets have also grown concerned about renewed inflation pressures, reflected in a report this week that unit labor costs rose at a 1.8 percent annual rate in the first three months of this year, double the government’s initial estimate.
Financial markets were also disappointed this week by comments from Federal Reserve Chairman Ben Bernanke, who repeated his view that inflation still represented a bigger threat to the economy than weak growth. The comments were seen as further diminishing the chances for a Fed rate cut any time soon.
All mortgage rates tracked by Freddie Mac showed increases this week.
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, rose to 6.22 percent, up from 6.12 percent last week.
Five-year adjustable-rate mortgages averaged 6.24 percent, up from 6.19 percent.
One-year adjustable mortgages rose to 5.65 percent, up from 5.57 percent last week.
The mortgage rates do not include add-on fees known as points. Thirty-year and 15-year mortgages each carried a nationwide average fee of 0.4 point. Five-year adjustable mortgages carried a fee of 0.6 point while one-year ARMs had a fee of 0.7 point.
A year ago, rates on 30-year mortgages stood at 6.62 percent, 15-year mortgages were at 6.23 percent, five-year adjustable-rate mortgages averaged 6.20 percent and one-year ARMs were at 5.63 percent.
JOSE RAUL MARRERO
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
LUXURY REALTY
BROKER REAL ESTATE ASOC
ESPERO TENGAS UN MARAVILLOSO DIA
POR CUARTA SEMANA CONSECUTIVA SUBE LA TAZA DE INTERESES HIPOTECARIOS PRINCIPALMENTE POR CAUSA DEL FUERTE IMPACTO DE UN SALUDABLE MERCADO DE EMPLEOS CREADOS RECIENTEMENTE Y DISPONIBLES.
TODAVIA EN ESTE MOMENTO SE EXPERIMENTA UN ALTO INVENTARIO DE PROPIEDADES A LA VENTA. EL 23% DEL MERCADO DE DUENOS DE PROPIEDADES EN LA FLORIDA SON INVERSIONISTAS Y ESTABAN RENTANDO SU PROPIEDAD. EN CAMBIO AHORA UN ALTO SECTOR DE ESTOS DUENOS HAN PUESTO SUS SEGUNDAS Y TERCERAS VIVIENDAS A LA VENTA LO QUE HA OCASIONADO EL DECLIVE DE PRECIOS Y LAS VENTAJAS A LOS COMPRADORES POR EL ALTO INVENTARIO DISPONIBLE CONTINUAN.
EL 13% DE LOS DUENOS DE PROPIEDADES DE LA FLORIDA SON DEL SEGMENTO DE PROPIEDADES PARA VACACIONAR. ESTE SEGMENTO SE MANTINE SALUDABLE POR EL CONTINUO FLUJO DE VISITANTES A LAS ATRACCIONES TURISTICAS DE LA FLORIDA CENTRAL. EL TURISMO SE MANTIENE FUERTE EN ESTOS MOMENTOS.
EL AUMENTO EN PRECIO DE LAS PROPIEDADES NO IBA A LA PAR CON EL AUMENTO EN LOS INGRESOS DE LOS INDIVIDUOS RAZON POR LA CUAL SE ESTABA PRONOSTICANDO UNA SITUACION DE REVALORIZACION DE LAS PROPIEDADES.
DEBIDO AL AUMENTO DE PROPIEDADES REPOSEIDAS POR EL BANCO EL MERCADO HIPOTECARIO PRIMARIO HA AJUSTADO LAS GUIAS Y AHORA ES UN POCO MAS DIFICIL OBTENER UN PRESTAMO HIPOTECARIO.
POR OTRO LADO LAS NUEVAS SUBDIVICIONES Y LOS DUENOS QUE DESEAN VENDER AHORA ESTAN ABONANDO A LOS GASTOS DE CIERRE CANTIDADES SIGNIFICATIVAS PARA LOGRAR VENDER SUS PROPIEDADES.
LAS TAZACIONES SE AJUSTARON EN ESTE MERCADO.
ADJUNTO MAS INFORMACION
E Rates on 30-year mortgages jump
Mortgage Rate Trend Index
Rates will continue to rise over the next 30 to 45 days, say 58 percent of the mortgage experts polled by Bankrate.com. Only 16 percent say rates will fall; the remaining 26 percent predicting little change.
WASHINGTON – June 8, 2007 – Rates on 30-year mortgages rose for a fourth straight week, hitting the highest level in 10 months, as bond markets responded to strong employment growth.
Mortgage giant Freddie Mac reported Thursday that 30-year, fixed-rate mortgages averaged 6.53 percent this week. That was up sharply from 6.42 percent last week and represented the highest point for 30-year mortgages since they averaged 6.55 percent on Aug. 10.
Analysts attributed the increase to recent signs of economic strength outside of the slumping housing market including last week’s report that the economy created 157,000 jobs in May, nearly double the April pace.
“Mortgage rates climbed this week owing to market concerns of a tight labor force and wage growth,” said Frank Nothaft, Freddie Mac’s chief economist.
He said that bond markets have also grown concerned about renewed inflation pressures, reflected in a report this week that unit labor costs rose at a 1.8 percent annual rate in the first three months of this year, double the government’s initial estimate.
Financial markets were also disappointed this week by comments from Federal Reserve Chairman Ben Bernanke, who repeated his view that inflation still represented a bigger threat to the economy than weak growth. The comments were seen as further diminishing the chances for a Fed rate cut any time soon.
All mortgage rates tracked by Freddie Mac showed increases this week.
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, rose to 6.22 percent, up from 6.12 percent last week.
Five-year adjustable-rate mortgages averaged 6.24 percent, up from 6.19 percent.
One-year adjustable mortgages rose to 5.65 percent, up from 5.57 percent last week.
The mortgage rates do not include add-on fees known as points. Thirty-year and 15-year mortgages each carried a nationwide average fee of 0.4 point. Five-year adjustable mortgages carried a fee of 0.6 point while one-year ARMs had a fee of 0.7 point.
A year ago, rates on 30-year mortgages stood at 6.62 percent, 15-year mortgages were at 6.23 percent, five-year adjustable-rate mortgages averaged 6.20 percent and one-year ARMs were at 5.63 percent.
JOSE RAUL MARRERO
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
