Tuesday, December 19, 2006
CONTINUAN BAJO LOS INTERESES HIPOTECARIOS CONTRARIO AL PRONSTICO DE MUCHOS EXPERTOS QUE VATICINABAN EL 10% A FINES DE ESTE ANO.
MARRERO REAL ESTATE BROKERAGE LC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
ESPERANDO TENGAS UN MARAVILLOSO DIA
DURANTE LAS PASADAS SEMANAS NO HEMOS SIDO CONSISTENTES EN LA PUBLICACION DIARIA DE LA NOTICIA DEL DIA. POR MULTIPLES COMPROMISOS CON DIVERSAS ORGANIZACIONES Y NUEVOS EVENTOS EN NUESTRA VIDA HEMOS DESIDIDO PUBLICARLA SEMANALMENTE HASTA NUEVO AVISO.
QUIERO PRESENTARLES HOY UNA NOTICIA SOBRE EL INTERES HIPOTECARIO, EMARCANDOLO EN ALGUNAS PREDICCIONES DE PRINCIPIO DE ANO 2006.
EN ESTE ANO HE REITERADO UNA VEZ MAS QUE DEBEMOS TENER CUIDADO EN TOMAR EN CUENTA PRONOSTICOS ECONOMICOS A LA HORA DE INVERTIR NUESTRO CAPITAL.
NO EXISTE FORMA FIDELIGNA DE COMO PREVEER EL AUMENTO O BAJA DE INTERESES HIPOTECARIOS.MUCHOS EXPERTOS SE MANIFESTARON PREVEYENDO UN ALZA DE HASTA EL 10% EN LOS INTERES HIPOTECARIOS FIN DE ANO.
ASI COMO LOS INTERESES HIPOTECARIOS, PREDECIR EL COMPORTAMIENTO DEL MERCADO EN DETERMINADO PUNTO EN EL FUTURO ES INCIERTO. ENTONCES SI PODEMOS VER POR EJEMPLO EL CRECIMIENTO DE LA POBLACION QUE SI ES UN HECHO IRREFUTABLE Y POR CONSIGUIENTE LA CONTINUA DEMANDA POR RESIDENCIAS EN LA FLORIDA.
EN MARRERO REAL ESTATE BROKERAGE LLC ESTAMOS TOMANDO MEDIDAS PARA RECIBIR EL NUEVO ANO CON NUEVAS ESTRATEGIAS DE MERCADEO Y SERVICIO AL CLIENTE QUE SE ADAPTEN RAPIDAMENTE A TODOS LOS CAMBIOS DE MERCADO QUE ACTUALMENTE SE EXPERIMENTA Y OTROS NUEVOS RETOS QUE SE AVECINAN.
GRACIAS POR VISITARNOS
JOSE RAUL MARRERO
MARRERO REAL ESTATE BROKERAGE LLC
407-436-5140
407-344-3076
787-486-7906
TODOS SOMOS GUERRERO DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
www.cantoresdebayamon.com
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
ESPERANDO TENGAS UN MARAVILLOSO DIA
DURANTE LAS PASADAS SEMANAS NO HEMOS SIDO CONSISTENTES EN LA PUBLICACION DIARIA DE LA NOTICIA DEL DIA. POR MULTIPLES COMPROMISOS CON DIVERSAS ORGANIZACIONES Y NUEVOS EVENTOS EN NUESTRA VIDA HEMOS DESIDIDO PUBLICARLA SEMANALMENTE HASTA NUEVO AVISO.
QUIERO PRESENTARLES HOY UNA NOTICIA SOBRE EL INTERES HIPOTECARIO, EMARCANDOLO EN ALGUNAS PREDICCIONES DE PRINCIPIO DE ANO 2006.
EN ESTE ANO HE REITERADO UNA VEZ MAS QUE DEBEMOS TENER CUIDADO EN TOMAR EN CUENTA PRONOSTICOS ECONOMICOS A LA HORA DE INVERTIR NUESTRO CAPITAL.
NO EXISTE FORMA FIDELIGNA DE COMO PREVEER EL AUMENTO O BAJA DE INTERESES HIPOTECARIOS.MUCHOS EXPERTOS SE MANIFESTARON PREVEYENDO UN ALZA DE HASTA EL 10% EN LOS INTERES HIPOTECARIOS FIN DE ANO.
ASI COMO LOS INTERESES HIPOTECARIOS, PREDECIR EL COMPORTAMIENTO DEL MERCADO EN DETERMINADO PUNTO EN EL FUTURO ES INCIERTO. ENTONCES SI PODEMOS VER POR EJEMPLO EL CRECIMIENTO DE LA POBLACION QUE SI ES UN HECHO IRREFUTABLE Y POR CONSIGUIENTE LA CONTINUA DEMANDA POR RESIDENCIAS EN LA FLORIDA.
EN MARRERO REAL ESTATE BROKERAGE LLC ESTAMOS TOMANDO MEDIDAS PARA RECIBIR EL NUEVO ANO CON NUEVAS ESTRATEGIAS DE MERCADEO Y SERVICIO AL CLIENTE QUE SE ADAPTEN RAPIDAMENTE A TODOS LOS CAMBIOS DE MERCADO QUE ACTUALMENTE SE EXPERIMENTA Y OTROS NUEVOS RETOS QUE SE AVECINAN.
GRACIAS POR VISITARNOS
JOSE RAUL MARRERO
MARRERO REAL ESTATE BROKERAGE LLC
407-436-5140
407-344-3076
787-486-7906
TODOS SOMOS GUERRERO DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
www.cantoresdebayamon.com
Thursday, December 07, 2006
ESTADISTICAS DE TRANSACCIONES DE BIENES RAICES PENDIENTES PARA CIERRE REFLEJA ESTABILIDAD EN EL MERCADO
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
SALUDOS A TODOS
ESPERANDO TENGAS UN DIA MARAVILLOSO COMPARTO CON USTED INFORMACION SOBRE EL COMPORTAMIENTO DE EL MERCADO DE BIENES RAICES ACTUALMENTE
Pending home sales indicate market stabilization
WASHINGTON – Dec. 5, 2006 – Pending home sales are hovering in a narrow range, another indication that a stabilization is occurring in the housing sector, according to the National Association of Realtors® (NAR).
The Pending Home Sales Index, based on contracts signed in October, slipped 1.7 percent to a reading of 107.2 and is 13.2 percent lower than October 2005. The index had trended up from a cyclical low of 105.6 in July, and a decline from year-ago levels is narrowing. In September, the index was 13.6 percent below a year earlier, while in August the decline was 14.0 percent.
David Lereah, NAR’s chief economist, says a fairly steady pace of home sales can be expected for the next two months. “It’s important to focus on where the housing market is now – it appears to be stabilizing, and comparisons with an unsustainable boom mask the fact that home sales remain historically high – they’ll stay that way through 2007,” he says. “In addition, a temporary correction in prices distracts from the fact that it is primarily the number of home sales that affects the economy, and the number for this year will be the third highest on record.”
The index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed and the transaction has not closed, but the sale usually is finalized within one or two months of signing.
An index of 100 is equal to the average level of contract activity during 2001, the first year to be examined and the first of five consecutive record years for existing-home sales. There is a closer relationship between annual changes in the index and year-ago changes in sales performance than with month-to-month comparisons.
Regionally, the PHSI in the Midwest slipped 0.6 percent in October to 95.8 and was 15.4 percent below a year ago. The index in the South declined 1.7 percent to 122.9 and was 9.3 percent below October 2005. In the Northeast, the index eased 2.1 percent in October to 88.0 and was 13.5 percent lower than a year earlier. The index in the West fell 2.7 percent to 109.5 and was 17.4 percent below October 2005.
jose raul marrero
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
www.cantoresdebayamon.com
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
SALUDOS A TODOS
ESPERANDO TENGAS UN DIA MARAVILLOSO COMPARTO CON USTED INFORMACION SOBRE EL COMPORTAMIENTO DE EL MERCADO DE BIENES RAICES ACTUALMENTE
Pending home sales indicate market stabilization
WASHINGTON – Dec. 5, 2006 – Pending home sales are hovering in a narrow range, another indication that a stabilization is occurring in the housing sector, according to the National Association of Realtors® (NAR).
The Pending Home Sales Index, based on contracts signed in October, slipped 1.7 percent to a reading of 107.2 and is 13.2 percent lower than October 2005. The index had trended up from a cyclical low of 105.6 in July, and a decline from year-ago levels is narrowing. In September, the index was 13.6 percent below a year earlier, while in August the decline was 14.0 percent.
David Lereah, NAR’s chief economist, says a fairly steady pace of home sales can be expected for the next two months. “It’s important to focus on where the housing market is now – it appears to be stabilizing, and comparisons with an unsustainable boom mask the fact that home sales remain historically high – they’ll stay that way through 2007,” he says. “In addition, a temporary correction in prices distracts from the fact that it is primarily the number of home sales that affects the economy, and the number for this year will be the third highest on record.”
The index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed and the transaction has not closed, but the sale usually is finalized within one or two months of signing.
An index of 100 is equal to the average level of contract activity during 2001, the first year to be examined and the first of five consecutive record years for existing-home sales. There is a closer relationship between annual changes in the index and year-ago changes in sales performance than with month-to-month comparisons.
Regionally, the PHSI in the Midwest slipped 0.6 percent in October to 95.8 and was 15.4 percent below a year ago. The index in the South declined 1.7 percent to 122.9 and was 9.3 percent below October 2005. In the Northeast, the index eased 2.1 percent in October to 88.0 and was 13.5 percent lower than a year earlier. The index in the West fell 2.7 percent to 109.5 and was 17.4 percent below October 2005.
jose raul marrero
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
www.cantoresdebayamon.com
Tuesday, December 05, 2006
OPTIMISMO EN EL MERCADO DE BIENES RAICES
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKERAGE LIC
Optimism is rising on housing market
LOS ANGELES – Dec. 4, 2006 – A growing number of analysts are beginning to hint that the country’s housing slump may be over, pointing to a rebound in home builder stocks and declining mortgage reasons as proof.
Indeed, builder stocks rallied sharply on Nov. 30 following an analyst’s upgrade, while Freddie Mac confirms that the average interest on a 30-year fixed mortgage slipped to 6.14 percent this past week.
Office of Federal Housing Enterprise Oversight (OFHEO) Chief Economist Patrick Lawler reports, “The transition from sizzling markets to normal or weak markets has been orderly so far, and recent drops in interest rates lessen the likelihood that precipitous changes will occur.”
Still, there is no denying that the U.S. residential property sector is still soft compared with the previous three years, with several once-sizzling markets still vulnerable to continued sales and home-price declines.
jose raul marrero
407-436-5140
787-486-7906
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
www.cantoresdebayamon.com
JOSE RAUL MARRERO
REAL ESTATE BROKERAGE LIC
Optimism is rising on housing market
LOS ANGELES – Dec. 4, 2006 – A growing number of analysts are beginning to hint that the country’s housing slump may be over, pointing to a rebound in home builder stocks and declining mortgage reasons as proof.
Indeed, builder stocks rallied sharply on Nov. 30 following an analyst’s upgrade, while Freddie Mac confirms that the average interest on a 30-year fixed mortgage slipped to 6.14 percent this past week.
Office of Federal Housing Enterprise Oversight (OFHEO) Chief Economist Patrick Lawler reports, “The transition from sizzling markets to normal or weak markets has been orderly so far, and recent drops in interest rates lessen the likelihood that precipitous changes will occur.”
Still, there is no denying that the U.S. residential property sector is still soft compared with the previous three years, with several once-sizzling markets still vulnerable to continued sales and home-price declines.
jose raul marrero
407-436-5140
787-486-7906
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
www.cantoresdebayamon.com
Friday, December 01, 2006
LAS VENTAS DE RESIDENCIAS NUEVAS AUMENTARON DURANTE EL MES DE OCTUBRE A NIVEL NACIONAL
MARRERO REAL ESTATE BROKERAGE LLC
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
WASHINGTON – Nov. 28, 2006 – Sales of existing homes held steady with a modest gain last month, another indicator that the housing market is transitioning into a more normal market in contrast with unsustainable activity last year, according to the National Association of Realtors® (NAR).
Total existing-home sales – including single-family, townhomes, condominiums and co-ops – rose 0.5 percent to a seasonally adjusted annual rate of 6.24 million units in October from an upwardly revised pace of 6.21 million in September, but were 11.5 percent below the 7.05 million-unit level in October 2005.
David Lereah, NAR’s chief economist, says market fundamentals are improving. “The present level of home sales demonstrates some confidence in the market, but sales are lower than sustainable due to psychological factors,” he says. “The demographics of our growing population, historically low and declining mortgage interest rates, and healthy job creation mean the wherewithal is there to buy homes in most of the country, but many buyers remain on the sidelines. After a period of price adjustment, we’ll see more confidence in the market and a lift to home sales should be apparent in the first quarter of 2007.”
According to Freddie Mac, the national average commitment rate for a 30-year, conventional, fixed-rate mortgage was 6.36 percent in October, down from 6.40 percent in September; the rate was 6.07 percent in October 2005. Last week, Freddie Mac reported the 30-year rate dropped to 6.18 percent – the lowest since January of this year.
NAR President Pat Vredevoogd Combs says sellers in most of the country are doing what it takes to attract buyers. “With the exception of parts of the West, sellers are cutting their price enough to encourage sales,” says Combs. “It’s an especially good market for sellers in areas with rising jobs and a growing population where prices remain moderate – those are the areas now with the strongest price growth. On the opposite extremes, about 10 percent of the country is experiencing economic weakness, and a fourth of the nation – areas that had the biggest boom – is in a correction that will take longer to balance. All of that is working to the advantage of buyers in today’s market.”
The national median existing-home price for all housing types was $221,000 in October, which is 3.5 percent below October 2005 when the median price spiked above adjacent months to $229,000. The median is a typical market price where half of the homes sold for more and half sold for less.
“The annual decline in the October median home price is skewed because there was an uncharacteristic spike in October 2005, but the trend for the fourth quarter will be prices remaining slightly below a year ago. Overall prices are projected to see modest appreciation around early spring,” Lereah says.
Total housing inventory levels increased 1.9 percent at the end of October to 3.85 million existing homes available for sale, which represents a 7.4-month supply at the current sales pace.
Single-family home sales rose 1.3 percent to a seasonally adjusted annual rate of 5.50 million in October from a level of 5.43 million September, but were 11.0 percent below the 6.18 million-unit pace in October 2005. The median existing single-family home price was $221,300 in October, which is 3.4 percent below a year ago.
Existing condominium and cooperative housing sales fell 4.8 percent to a seasonally adjusted annual rate of 741,000 units in October from an upwardly revised 778,000 in September, and were 14.5 percent lower than the 867,000-unit level in October 2005. The median existing condo price3 was $214,300 in October, which is 5.3 percent lower than a year earlier.
Regionally, existing-home sales in the West rose 6.4 percent to an annual pace of 1.33 million in October but were 18.9 percent lower than a year earlier. The median price in the West was $340,000, down 0.6 percent from October 2005.
Existing-home sales in the Midwest were unchanged in October, holding at a level of 1.41 million, and were 10.2 percent lower than a year ago. The median price in the Midwest was $170,000, which is 1.2 percent below October 2005.
Existing-home sales in the Northeast declined 2.9 percent to a level of 1.01 million in October, and were 9.8 percent below October 2005. The median existing-home price in the Northeast was $254,000, down 5.2 percent from a year earlier.
JOSE RAUL MARRERO
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
WWW.CANTORESDEBAYAMON.COM
JOSE RAUL MARRERO
REAL ESTATE BROKER LIC
WASHINGTON – Nov. 28, 2006 – Sales of existing homes held steady with a modest gain last month, another indicator that the housing market is transitioning into a more normal market in contrast with unsustainable activity last year, according to the National Association of Realtors® (NAR).
Total existing-home sales – including single-family, townhomes, condominiums and co-ops – rose 0.5 percent to a seasonally adjusted annual rate of 6.24 million units in October from an upwardly revised pace of 6.21 million in September, but were 11.5 percent below the 7.05 million-unit level in October 2005.
David Lereah, NAR’s chief economist, says market fundamentals are improving. “The present level of home sales demonstrates some confidence in the market, but sales are lower than sustainable due to psychological factors,” he says. “The demographics of our growing population, historically low and declining mortgage interest rates, and healthy job creation mean the wherewithal is there to buy homes in most of the country, but many buyers remain on the sidelines. After a period of price adjustment, we’ll see more confidence in the market and a lift to home sales should be apparent in the first quarter of 2007.”
According to Freddie Mac, the national average commitment rate for a 30-year, conventional, fixed-rate mortgage was 6.36 percent in October, down from 6.40 percent in September; the rate was 6.07 percent in October 2005. Last week, Freddie Mac reported the 30-year rate dropped to 6.18 percent – the lowest since January of this year.
NAR President Pat Vredevoogd Combs says sellers in most of the country are doing what it takes to attract buyers. “With the exception of parts of the West, sellers are cutting their price enough to encourage sales,” says Combs. “It’s an especially good market for sellers in areas with rising jobs and a growing population where prices remain moderate – those are the areas now with the strongest price growth. On the opposite extremes, about 10 percent of the country is experiencing economic weakness, and a fourth of the nation – areas that had the biggest boom – is in a correction that will take longer to balance. All of that is working to the advantage of buyers in today’s market.”
The national median existing-home price for all housing types was $221,000 in October, which is 3.5 percent below October 2005 when the median price spiked above adjacent months to $229,000. The median is a typical market price where half of the homes sold for more and half sold for less.
“The annual decline in the October median home price is skewed because there was an uncharacteristic spike in October 2005, but the trend for the fourth quarter will be prices remaining slightly below a year ago. Overall prices are projected to see modest appreciation around early spring,” Lereah says.
Total housing inventory levels increased 1.9 percent at the end of October to 3.85 million existing homes available for sale, which represents a 7.4-month supply at the current sales pace.
Single-family home sales rose 1.3 percent to a seasonally adjusted annual rate of 5.50 million in October from a level of 5.43 million September, but were 11.0 percent below the 6.18 million-unit pace in October 2005. The median existing single-family home price was $221,300 in October, which is 3.4 percent below a year ago.
Existing condominium and cooperative housing sales fell 4.8 percent to a seasonally adjusted annual rate of 741,000 units in October from an upwardly revised 778,000 in September, and were 14.5 percent lower than the 867,000-unit level in October 2005. The median existing condo price3 was $214,300 in October, which is 5.3 percent lower than a year earlier.
Regionally, existing-home sales in the West rose 6.4 percent to an annual pace of 1.33 million in October but were 18.9 percent lower than a year earlier. The median price in the West was $340,000, down 0.6 percent from October 2005.
Existing-home sales in the Midwest were unchanged in October, holding at a level of 1.41 million, and were 10.2 percent lower than a year ago. The median price in the Midwest was $170,000, which is 1.2 percent below October 2005.
Existing-home sales in the Northeast declined 2.9 percent to a level of 1.01 million in October, and were 9.8 percent below October 2005. The median existing-home price in the Northeast was $254,000, down 5.2 percent from a year earlier.
JOSE RAUL MARRERO
787-486-7906
407-436-5140
TODOS SOMOS GUERREROS DE LUZ!
ESTA NAVIDAD REGALA ALEGRIA
WWW.CANTORESDEBAYAMON.COM
